• Leading the technical and business teams for the Client Outputs workstream as a part of Core Banking Platform upgrade at Laurentian Bank• Developed iterative agile strategy that delivers outputs to meet aggressive timelines and Leadership targets• Accountable for delivering over 150 outputs sent to the Bank’s clients (Private/Commercial) across the Deposits, Accounts, Lending, Mortgage and Investment lines of business• Responsible for ensuring on time delivery, resolving issues impacting project objectives, managing relationships with three external vendors, ensuring high quality deliverables, reporting progress transparently and escalating situations that could become roadblocks• Managing the configuration, design, development and deployment of system interfaces and solutioning with multiple print vendors to support the delivery of along with the new Core Banking system• Accountable for ensuring creation and set up of infrastructure and environments (Dev, SIT, UAT, PPROD and PROD) needed to support Outputs processing• Developed transformational business case to shape the 10-year CAD $1.2 Billion infrastructure strategy for Canada’s leading Nuclear Science and Technology organization towards the Federal mandate for Canadian Nuclear Development

Oversaw business transformation and security program in response to Equifax Data Breach 2017• Chaired USD $50 MM Business Transformation to move data, products, application & clients to cloud-based platforms with subsequent decommissioning of legacy mainframes & data centers• Focused on faster speed-to-revenue on new products, reduced operational cost, increased productivity with “Always-On” availability, improved customer experience with self-serve options and improved data security• Facilitated C-Suite Local & International steering committees focused on strategy, delivery and reporting on Business Transformation Initiatives progress• Restructured workforce into tribes and self-contained SCRUM Teams with cross-functional capabilities• Chaired cross-functional strategic work streams by establishing program management processes rooted in SAFe Agile and SCRUM, utilizing Kanban to plan & track PMO progress• Established KPIs (leading, lagging & performance) for adequate tracking & measurement at program levels• Assisted in the third party audit of data security policies, procedures and processes at Equifax, received ISO 27001 and Payment Card Industry Data Security Standard Certification

Responsible for development, design and implementation of credit risk strategies using leading edge analytics (SAS, SQL, EXCEL and TRIAD) for enhancing policies and processes focused on risk-based pricing• Created the business case and financial model to launch premium banking including the Visa Infinite credit card in Dominican Republic with a NIBT of CAD $3.2 MM• Performed risk due diligence for 3 potential acquisitions in South America and a CAD $60 MM asset sale in Central America• Recovered CAD $12 MM in Fiscal 2015 by analyzing collections data for the Caribbean & Central America mortgage portfolio• Created a new excel model for calculating PCL / ACL using roll rates with inputs from SAS data analysis• Led the credit risk policy optimization in El Salvador to align with market practices for data monitoring and governance. Influenced stakeholders from different verticals to arrive on common ground to enable faster issue resolution

The International Associate Development program is a two-year rotational program designed to develop high-potential talent by providing leadership training and business experience through four six month assignments.FINANCE - Toronto, ON• Performed IBA / ICA GL reconciliation for OSFI Treasury audit to explain CAD $11 B difference for self-funded entities• Reconciled the CAD $25 B inventory of investment files and FVH Disclosures for Q3 2013 wealth managementVICE PRESIDENT & CHIEF ACCOUNTANT's OFFICE - Mexico City, Mexico• Analyzed variances to create monthly status reports for the Chief Accounting and the Chief Financial Officer• Audited provisioning practices to reconcile expenses which led to a recovery of MXN $137 MM pesos• Improved productivity and removed redundancies in day to day reporting by automating the MS Excel processesGLOBAL RISK MANAGEMENT - Toronto, ON• Analyzed NPA sale of CAD $550 MM (ROI 2.5%) against an alternate strategy with a higher NPV of 7.4%• Performed NPV analysis based on 3 year recovery cost to evaluate a CAD $0.84 MM asset sale opportunity in Chile• Reviewed an Education Loan tender with a forecasted NIR of CAD $11.8 MM leading to a successful bid for 7 loan filesRETAIL PRODUCTS - Toronto, ON• Supported the creation of a Retail Payment Strategy identifying growth markets and target segments across 13 product lines in 30 countries; Created a forecasting model to quantify the growth potential for different strategies• Managed vendor relationship with Mercator to create and deliver a CHIP EMV white paper

• Developed a new pricing strategy resulting in CAD $2.1 MM YoY revenue increase for accessories sales• Analyzed sales to prove channel cannibalization leading to a CAD $2 MM recovery for the accessories business line

Number Supervised: 30• Developed a new Microsoft .Net web architecture resulting in a 40% increase in year on year business line revenue• Managed Resourcing, Billing, Learning and Development, Appraisals and Governance.• Led recruitment initiatives and brought in South American local talent to solidify the core team in foreign markets.• Conducted orientation sessions on business operations and technical aspects of Project Management.• Headed the Cultural Integration Course for new team members to sensitize them to the existence of cultural differences in International Markets.• Noted improvements in `offshorability' and resource utilization.• 80 – 20 Onshore / Offshore ratio achieved with a total team strength of around 350.

• Managed a 35 person team to successfully launch a new credit card targeting a USD $6 B market in outstandings• Implemented paperless format for documentation yielding a 10% annual reduction in costs for the client• Developed forecasting models in Excel which were used to predict costs for new projects and improved forecasting capability from 11% to within 5% of the actual spending• Taught a “Business and Culture” course at LATU (Laboratorio Tecnológico del Uruguay) to new Latin American hires• Created a financial model to design and implement the resource allocation strategy for a 350 person team which reduced costs and improved efficiency by increasing the offshore percentage from 60% to 80%

• Led the implementation of a USD $35 MM loyalty program focusing on a scalable reward availability & redemption • Expedited Implementation of core compliance functionalities to avoid USD $ 1 M in penalties