Credit Manager
Current>Branch Approver or Underwriter of Dehradun and Saharanpur branch>Conducting Personal Discussion with customers to establish credit worthiness and ensure completion of credit documents and verifying through physical visit.Determining eligibility and underwriting the loan proposal as per the laid down policies & Procedures.>Assessment of financial and non-financial documents and effectively monitor the creditworthiness from the Pre-Sanction to Post-Disbursement phase.>Maintain Portfolio MIS, Delinquencies and keeping the other portfolio parameters within the desired level.>Monitoring the Appraisal Process & TAT, thereby ensuring minimum loop holes and proper compliance of policies.>Ensuring zero NPA/Delinquencies and keeping the other portfolio parameters within the desired level.
