Guru Theja Email & Phone Number

Hello! I'm Guru Theja, your go-to professional for all things related to Risk Management and Retail/MSME Banking Operations. With nearly 8 years in the industry, I've fine-tuned my skills in credit analysis, risk assessment, and operational strategy, making me a valuable asset for any forward-thinking organization.My career kicked off with a B.Tech in Mechanical Engineering, followed by a series of professional certifications including FRM Part 1 and Certified credit , Risk and Treasury Professional. These credentials have laid a robust foundation for my expertise in financial services and risk management.At Indian Bank, I've climbed the ranks from Scale-I Officer to my current role as Manager in Credit and Operational Risk. Here, I've been instrumental in analyzing credit applications, developing underwriting standards, and conducting impactful RCSA training programs. My ability to manage zone targets and enhance business performance is backed by a track record of exceeding sales goals and building long-lasting client relationships.One of my standout achievements includes mitigating risks and recovering over 50% from Non-Performing Assets (NPAs) during a particularly challenging period. This involved a strategic approach to collection and recovery, showcasing my capability to handle high-pressure situations with finesse.I'm also a strong advocate for professional development, both for myself and my team. I regularly conduct Risk Awareness Workshops (RAW) and provide guidance to junior underwriters and loan officers, ensuring that everyone is well-versed in best practices and risk mitigation strategies..