Guy Stout Email & Phone Number

One of my first managers asked me “would you get on a plane if you didn’t know where it was going?I said yes. I mean NO clearly! What he was driving at was about planning. Whether reviewing your work, time management, your lifestyle, your financial or another other important aspect of our life, being in control and having a plan is the very foundation on which everything should be based. That 25-minute discussion in 2001 has stuck with me ever since.My goalsTo advise and support individuals and businesses with their financial planning requirements so that they are prepared for the future, protected against unexpected events, have their assets grow in safe sustainable way, be as tax efficient as possible and to be able to provide the future/retirement that they desire.Depending upon where you are in your life and with your business, here are some of the challenges that you are most likely to face:Individual Clients Aged 30-45• I want to make sure my family are looked after in the event of my death or illness• I/we want to move home, can we afford a mortgage of £XIndividual Clients Age 45-60• I never seem to get around to reviewing my plans/finances/investment/retirement funds• I don’t know if I can retire or semi-retire?• Will I have enough money to fund the retirement lifestyle I desire?• Will my retirement funds last?• I don’t really understand my pension plans or how they are invested or why am i paying such high fees?Individual Clients Age 60+• Can I raise some funds against my home, to help my son/daughter?• Are we too old for a traditional mortgage?• I’m worried that if I draw equity from my home, I will have nothing to pass on to my children• If I draw some equity from my home via a lifetime mortgage, am I allowed to make any repayments to keep the be loan/debt constant.Businesses • What strategies can help keep my taxes as low as the law allows?• How can I protect my business and personal assets against liability?• How can I protect my business against the death, disability or departure of one or more key people, and do

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  Chartered Insurance Institute

  Pensions & Retirement Planning