Gareth Griffiths Email & Phone Number

Providing contractual and regulatory legal support to the banking, mortgages, savings, insurance, credit cards and travel money product lines.

Provided temporary emergency support on a range of senior director-level sensitive commercial projects to support the General Counsel as cover for temporary team member absence.-Supported the UK business comply with its duties under the Competition and Markets Authority enforcement orders (Derogation submissions, contracts and divestment activities)-Supported project team on strategic business process outsourcing (contractual, data transfers and competition aspects)

Led and managed legal, compliance and risk team:-Legal: supported commercial and procurement teams with contract negotiation and disputes and IP/brand protection-Compliance: related to FCA-regulated electronic money issuing and payment services, safeguarding and wind-down planning, AML-Risk Management: maintaining risk register and reporting to Audit Committee. Led initiative to broaden and deepen the enterprise risk management framework-Internal Audit: agreeing the content and… Show more Led and managed legal, compliance and risk team:-Legal: supported commercial and procurement teams with contract negotiation and disputes and IP/brand protection-Compliance: related to FCA-regulated electronic money issuing and payment services, safeguarding and wind-down planning, AML-Risk Management: maintaining risk register and reporting to Audit Committee. Led initiative to broaden and deepen the enterprise risk management framework-Internal Audit: agreeing the content and timing of internal audits through the year, liaising with business units and (outsourced) internal audit partner-Company Secretarial & Corporate Governance: attended Board and sub-committee meetings and supported with agendas and minutes); Companies' House filings for 31 group companies; managed shareholding and PDMR notifications to market and FCA under the DTRs; contributed to Annual Report & Accounts content and publication process; AGM preparation and attendance-Served as Data Protection Officer for the group; reported on state of compliance to plc Board Show less

Director-level business lawyer to SMEs on a part time, flexible basis, acting as part of senior management team. Provided legal advice on a wide range of general commercial matters including contracts, employment, IT, IP, company secretarial.

Managed the legal team and provided commercial contract and regulatory legal support for all the Cox Automotive UK group businesses across inventory, retail, media and financial solutions groups.Cox Automotive is the world’s leader in vehicle remarketing services and digital marketing and software solutions for automotive dealers and consumers. Cox Automotive employs 30,000 team members across more than 200 locations worldwide and is a subsidiary of Atlanta-based Cox Enterprises.

Chester, Uk

Operations Director (responsible for Business Development, Credit, Risk & Customer Service functions)Legal Director/Sole Counsel (in-house lawyer advising on commercial contracts and regulatory matters)Also responsible for Enterprise Risk Management (Governance, Risk & Compliance)Helped launch UK business in May 2014 and expansion into Ireland in Sept 2015.Chester-based NextGear Capital UK offers wholesale vehicle funding solutions for motor dealers throughout the UK… Show more Operations Director (responsible for Business Development, Credit, Risk & Customer Service functions)Legal Director/Sole Counsel (in-house lawyer advising on commercial contracts and regulatory matters)Also responsible for Enterprise Risk Management (Governance, Risk & Compliance)Helped launch UK business in May 2014 and expansion into Ireland in Sept 2015.Chester-based NextGear Capital UK offers wholesale vehicle funding solutions for motor dealers throughout the UK and Ireland and is part of global automotive services company Cox Automotive. Show less

Chester, Uk

In-house financial services / regulatory lawyer. Managed the team that provided regulatory and operational legal advice relating to the marketing and provision of retail financial services (predominantly credit cards). Advised on:Consumer Credit ActLending CodeASA Advertising CodesOFT GuidanceFSA Handbook RulesPSRsDPAcustomer terms and conditionsActively involved in marketing and business development activities (new products and initiatives).… Show more In-house financial services / regulatory lawyer. Managed the team that provided regulatory and operational legal advice relating to the marketing and provision of retail financial services (predominantly credit cards). Advised on:Consumer Credit ActLending CodeASA Advertising CodesOFT GuidanceFSA Handbook RulesPSRsDPAcustomer terms and conditionsActively involved in marketing and business development activities (new products and initiatives). Provided input on strategic and operational initiatives.Also prior general commercial/transactional experience including negotiating co-brand affinity agreements and vendor supply agreements. Show less