I have experience in banking industries since 2007 especially in operational banking, funding and lending product. I have network with consumer and commercial business
Bank Papua
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Branch ManagerBank Papua Jun 2016 - PresentJakarta Sub Branch1. Supervise and coordinate for the supervision of all activities undertaken by banking staff at the branch office in order according to SOP. 2. Leading marketing activities in branch banking business in terms of both the commercial lending business, consumer lending business and funding. 3. Develop a Business Plan in the branch for future development plans and oversee its implementation. 4. Creating a revenue optimization strategies branch of fee-based income, loan interest, fees, commissions and other expenses as well as the efficiency cost of the branch in order to get the optimal profit. 5. Manage stock of cash in the branch in order to reduce idle cash money 6. Manage and supervise ATM managed by the branch to improve services. 7. Manage and mitigate any risk in such operations risk, credit risk, compliance risk, reputation risk, legal and other risks. 8. Reviewing the proposal and direct credit financing schemes in accordance with the business and the use of funds before approving credits under the authority possessed and recommend credit proposals further to levels above the limit if the loan application authority. 9. Coaching and motivating spirit of staff in order to have motivation to work 10. Meeting on credit marketing performance and marketing staff weekly and monthly funds for evaluation and future plans. 11. To provide a solution to all the problems that occur as well as facing staff in branches and share previously held. 12. Provide an assessment of employee performance.Other Skills: Trade Finance,Guarantee Bank,Project Management,Banking operation branch, Cash Management, Credit Analyst, International Banking, Commercial and Consumer lending bussines, Funding bussines, Forex transaction, Capital Market, 4DX, Feasibility Studies, Risk Management.
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Sub Branch HeadPt. Bank Tabungan Negara (Persero) Tbk Oct 2014 - Jun 2016Bekasi1. Supervise and coordinate for the supervision of all activities undertaken by banking staff at the branch office in order according to SOP. 2. Leading marketing activities in branch banking business in terms of both the commercial lending business, consumer lending business and funding. 3. Develop a Business Plan in the branch for future development plans and oversee its implementation. 4. Creating a revenue optimization strategies branch of fee-based income, loan interest, fees, commissions and other expenses as well as the efficiency of the branch in order to get the optimal profit. 5. Manage stock of cash in the branch in order to reduce idle cash money 6. Manage and supervise ATM managed by the branch to improve services. 7. Manage and mitigate any risk in such operations risk, credit risk, compliance risk, reputation risk, legal and other risks. 8. Reviewing the proposal and direct credit financing schemes in accordance with the business and the use of funds before approving credits under the authority possessed and recommend credit proposals further to levels above the limit if the loan application authority. 9. Coaching and motivating spirit of staff in order to have motivation to work 10. Meeting on credit marketing performance and marketing staff weekly and monthly funds for evaluation and future plans. 11. To provide a solution to all the problems that occur as well as facing staff in branches and share previously held. 12. Provide an assessment of employee performance.Other Skills: Trade Finance,Guarantee Bank,Project Management,Banking operation branch, Cash Management, Credit Analyst, International Banking, Commercial and Consumer lending bussines, Funding bussines, Forex transaction, Capital Market, 4DX, Feasibility Studies, Risk Management. -
Senior Relationship ManagerPt Bank Rakyat Indonesia (Persero) Tbk Nov 2007 - Oct 2014Greater Jakarta Area, Indonesia1. Responsible for the development of commercial credit fortofolio branches into various business sectors (500 mio-10 bio)2. Responsible for the development of Consumer credit fortofolio branches into various business sectors3. Responsible for credit analysis process.4. Analyzes various business sectors in order to predict the customer's business prospects and find out the critical point of customer business in a credit application.5. Analyzes proposals customer credit application and verify the correctness of data provided by the customer (supplier and buyer).6. Analyze the credit needs of the customer's cash flow and project finance in the future to estimate the cash flow of customers in the future with spreedsheet.7. For Investment Credit, we make an investment feasibility analysis to estimate the feasibility of the investment and return on investment.8. For businesses project financing, we verify the truth boheer about the project, the work system, method of payment, work experience and duration of payments.9. For the project to the government, we find out the regulations of the project for payments to the project on time.10. Appraise the Collateral with a method to analyze the market price and the cost approach method.11. Monitoring business customers to more quickly find out what's currently happening and get the proper handling of credit to keep it running.12. To monitor the credit where it is used so that credit is not used outside the business.13. Restructuring of loans in order to rescue the credit.14. Settlement of non-performing loans by auction.Other Skills: Trade Finance,Guarantee Bank,Project Management,Banking operation branch, Cash Management, Financial Analyst, International Banking, Commercial and Consumer loan, Forex transaction, Capital Market, Appraisal, Feasibility Studies, Risk Management.
H B Education Details
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Stie IpwijaFinance Management
Frequently Asked Questions about H B
What company does H B work for?
H B works for Bank Papua
What is H B's role at the current company?
H B's current role is working smart.
What schools did H B attend?
H B attended Institut Pertanian Bogor (Ipb), Stie Ipwija.
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M I C H E L J A C O B
Humble, Humility And Always Trying Do The Best And Get The BestJakarta Metropolitan Area
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