Habeeb Malik Email & Phone Number

Kansas City, Missouri, United States

Implementation of SAR filling and OFAC module to current BSA/AML application that resulted $1.5M in cost saving in first year and approx. $500K annually in operational costs. Savings of ongoing development cost to Fiserv (vendor for FCRM) by building Alert scenarios and thresholds in house. 9 years of MRA free examinations.● Spearheaded the implementation and optimization of AML/BSA monitoring application, ensuring compliance with regulatory requirements and industry best practices.● Developed and maintained complex SQL queries and scripts to extract, manipulate, and analyze large datasets for suspicious activity detection & reporting.● Led a team of analysts in conducting investigations into potentially suspicious transactions and escalating findings to BSA officer, senior management and regulatory authorities as necessary.● Collaborated with cross-functional teams to enhance transaction monitoring scenarios and refine alert generation criteria, resulting in increased efficiency and effectiveness in identifying suspicious activities.● Conducted periodic reviews and assessments of AML/BSA policies, procedures, and controls, recommending and implementing enhancements to mitigate emerging risks.● Provided subject matter expertise and training to junior analysts on AML/BSA regulations, investigative techniques, and utilization of monitoring systems. ● Automation of all manual processes to optimize application performance.● Design and implementation of Dashboards on client systems using Power BI and SSIS tools.● Assisted in the development and enhancement of AML/BSA monitoring scenarios and rules to adapt to changes in regulatory landscape and emerging financial crime trends.● Participated in cross-functional projects to implement system upgrades, process improvements, and automation initiatives aimed at enhancing AML/BSA compliance operations. ● Automatized all Reporting and data pulls using BOT for risk-based EDD/CDD reviews.

Overland Park, Kansas, United States

● Analyzed market trends, customer behavior, and competitor strategies to identify growth opportunities and inform strategic decision-making to Senior Leadership.● Led cross-functional teams to develop and implement data-driven initiatives aimed at increasing sales and improving customer experience.● Conducted in-depth data analysis using SQL, Excel, and business intelligence tools to generate insights and recommendations for business optimization.● Collaborated with stakeholders across departments, including IT, marketing, product management, and finance, to align business objectives and drive successful project execution.● Developed and maintained key performance indicators (KPIs) to track progress and measure the impact of business initiatives.● Prepared and presented reports and dashboards to senior management, providing actionable insights and recommendations for business improvement.● Contributed to the development of pricing strategies, promotional campaigns, and merchandising plans to drive revenue growth and enhance competitiveness in the e-commerce market.