Haider Abbas Email & Phone Number

Nottingham, Gb

Managing Corporate and Commercial Credit Portfolios totaling GBP 2bn across diverse regions (SA, KE, UK, PK, HK), ensuring alignment with Risk Appetite Limits and Credit Strategies.Conducting stress testing on Financial Projections and Audited Accounts, critically evaluating repayment capacity using in-depth financial ratio analysis, ensuring proactive risk mitigation.Implementing Moody’s Credit Lens: Shifting to a forward-looking approach for credit assessments.Performing Collateral Adequacy Analysis for CAPEX and Working Capital facilities, ensuring optimal security structures that align with the facility requirements and risk exposure, while advising collateral enhancements.Active participant in Board-level Committee meetings, responsible for accurately recording key strategic decisions and ensuring timely communication with relevant country heads.Ensuring cross-jurisdictional compliance with credit covenants, maintained a dynamic tracking database of covenant compliance and action items, improving transparency and accountability.Facilitating Credit Lessons Learned Memos across multiple countries, analyzing post-credit scenarios to inform strategic decision-making and policy refinement, fostering a culture of continuous improvement.My reporting line includes the Global Board Level Committee, the Group Credit Head in Switzerland, and the Group Chief Risk Officer (GM Level), reflecting the trust placed in my strategic insights and execution capabilities.

Karāchi, Sindh, Pakistan

Lahore, Punjab, Pakistan

Designed financials models for financial analysis and syndicated projections analysis.Developed a centralized database for regulatory policies and circulars, improving access for the Risk Management Group.Played a key role in testing and implementing the Loan Origination System (LOS), streamlining the credit approval process.Collaborated with business units to assess group exposure control points, mitigating concentration risk.

Lahore, Punjab, Pakistan

Managed high-value client portfolios, conducting detailed financial analysis and credit evaluations for trade finance and working capital facilities.

Mcb Head Office

Transitioning to MCB, one of Pakistan's largest banks with a GBP 8bn balance sheet, marked a shift from SME/Retail to Large Corporate banking. Here, I developed expertise in cash flow analysis and mastered the 5Cs of credit.Recognizing the need for operational efficiency, I introduced a one-pager format for credit approvals, which saved time and resources. My contribution led to my inclusion in key projects.GECP (Group Exposure Credit Policy): Streamlining exposure monitoring across regions by designing a centralized database updated monthly by key personnel.

Bop Tower

I began my career at the Bank of Punjab, where I worked on Retail Banking cases averaging less than GBP 100K. This granular-level exposure allowed me to hone my analytical skills and understand the unique nuances of each client case.During my tenure, I took on the responsibility of drafting a seasonal financing policy, demonstrating my methodical approach. My meticulous record-keeping earned praise from my supervisor, who highlighted my ability to provide tailored criteria for financing.

Jaibp, Banking

Master Of Business Administration - Mba, Life Sciences And Business Management

Bachelor Of Commerce - Bcom, Business/Commerce, General