Hakima Abdallah Email & Phone Number

Dubai, United Arab Emirates

• Leading the implementation of an Open Banking Compliance solution for Jordan Ahli Bank, overseeing a team of 4 developers, 1 product analyst, 1 UX/UI designer, 1 scrum master, and 1 QA specialist.
• Developing & updating an ongoing roadmap for a technical compliance solution to ensure local regulatory compliance in different regions, basing the solution on PSD2 regulations and UK Open Banking Standards.
• Crafted and managed the product life cycle for API implementation encompassing Accounts, Transactions, Payments, Customer Consents, demonstrating a thorough understanding of regulations and customer needs.
• Securing an AISP license from the Central Bank of Bahrain and establishing credibility in regulatory compliance by defining and overseeing the development of a PFM application and showcasing it.
• Analyzing and integrating with key vendors for eKYC and AML solutions, leveraging technical expertise and engaging stakeholders to ensure seamless interoperability and user experience under regulatory compliance.
• Implementing and refining product and technology team policies for development and release processes, fostering a culture of continuous improvement across the organization.

Dubai, United Arab Emirates

• Researched and analyzed the Open Banking market in Europe, identifying key requirements and market trends to guide product development strategies and industry standards.
• Collaborated closely with the UX/UI designer to conceptualize product flows for developers, enhancing team understanding and accelerating development cycles.
• Spearheaded the MVP development lifecycle of the Open Banking aggregation platform by defining the roadmap and features to translate company objectives into reality.
• Diagnosed system developments through rigorous testing and bug reporting, ensuring product quality and reliability for end-users.
• Oversaw website development by creating content, designs, and information architecture, collaborating with an outsourced development company.

Lebanon

• Developed a POS system integrated with loyalty programs and promotion strategy screens, resulting in a 20% increase in cash flows.
• Created a break-even analysis simulator, enabling informed decision-making and financial planning.Gathered business requirements and prepared documentation including BRD, and FRD, guiding product development efforts.
• Drafted user stories and prioritized them in the backlog, resulting in a more efficient features development cycle and accelerated time-to-market.
• Planned sprints under the Agile Framework for future project deliverables, meeting 95% of deadlines and ensuring timely delivery of product enhancements and updates.
• Analyzed the impact of patch deployments migrated to the ERP system, ensuring minimal disruption to business operations and user workflows.
• Developed Asset Management, Supply Chain, and HR & Payroll modules, addressing critical business needs and enhancing platform functionality.

Kuwait

• Managed day-to-day accounting tasks, including maintaining accounts, reconciling transactions, and resolving discrepancies to ensure accuracy and compliance.
• Compiled vouchers, conducted audits, and controlled financial information, ensuring adherence to regulatory standards and internal policies.
• Generated comprehensive financial reports, budgets, commentaries, and statements, providing valuable insights for decision-making and financial planning.

Beirut District, Lebanon

• Implemented effective cost control strategies, resulting in an increase in profitability and financial performance.
• Managed payroll distributions, prepared detailed financial reports, and conducted bank reconciliations, ensuring timely and accurate financial information for stakeholders.
• Prepared tax schedules and facilitated government-required reports, maintaining compliance with tax regulations and legal requirements.
• Recorded asset, liability, revenue, and expense journal entries accurately, supporting the maintenance of precise financial records and reporting.

Beirut District, Lebanon

• Maintaining and balancing subsidiary accounts by verifying, allocating, posting, and reconciling transactions; resolving discrepancies
• Preparing profit and loss statement and other reports
• Reconciling bank statements to ensure the credibility of the organization

Beirut District, Lebanon

• Comparing differences in companies financial profiles including: P/E Ratios, Market Capitalization, EPS, etc..
• Interpreting financial information and writing summaries
• Learning about different kinds of derivatives: put/call options, forwards, and futures

• Assisting senior staff to come up with creative ideas for sponsorship plan requests and digital marketing
• Collecting market data for different types of insurance policies in different companies
• Preparing presentations for marketing plans

Bs In Business Administration, Finance, 3.4/4.00

Graduated with honors

Bs In Mathematics, Mathematics And Statistics