Hakima Abdallah Email & Phone Number

Dubai, United Arab Emirates

• Leading the implementation of an Open Banking Compliance solution for Jordan Ahli Bank, overseeing a team of 4 developers, 1 product analyst, 1 UX/UI designer, 1 scrum master, and 1 QA specialist.• Developing & updating an ongoing roadmap for a technical compliance solution to ensure local regulatory compliance in different regions, basing the solution on PSD2 regulations and UK Open Banking Standards.• Crafted and managed the product life cycle for API implementation encompassing Accounts, Transactions, Payments, Customer Consents, demonstrating a thorough understanding of regulations and customer needs.▪ Securing an AISP license from the Central Bank of Bahrain and establishing credibility in regulatory compliance by defining and overseeing the development of a PFM application and showcasing it.• Analyzing and integrating with key vendors for eKYC and AML solutions, leveraging technical expertise and engaging stakeholders to ensure seamless interoperability and user experience under regulatory compliance standards.• Implementing and refining product and technology team policies for development and release processes, fostering a culture of continuous improvement across the organization.

Dubai, United Arab Emirates

• Researched and analyzed the Open Banking market in Europe, identifying key requirements and market trends to guide product development strategies and industry standards.• Collaborated closely with the UX/UI designer to conceptualize product flows for developers, enhancing team understanding and accelerating development cycles.• Spearheaded the MVP development lifecycle of the Open Banking aggregation platform by defining the roadmap and features to translate company objectives into reality.• Diagnosed system developments through rigorous testing and bug reporting, ensuring product quality and reliability for end-users.• Oversaw website development by creating content, designs, and information architecture, collaborating with an outsourced development company.

Lebanon

• Developed a POS system integrated with loyalty programs and promotion strategy screens, resulting in a 20% increase in cash flows.• Created a break-even analysis simulator, enabling informed decision-making and financial planning.Gathered business requirements and prepared documentation including BRD, and FRD, guiding product development efforts and ensuring alignment with business objectives.• Drafted user stories and prioritized them in the backlog, resulting in a more efficient features development cycle and accelerated time-to-market.• Planned sprints under the Agile Framework for future project deliverables, meeting 95% of deadlines and ensuring timely delivery of product enhancements and updates.• Analyzed the impact of patch deployments migrated to the ERP system, ensuring minimal disruption to business operations and user workflows.• Developed Asset Management, Supply Chain, and HR & Payroll modules, addressing critical business needs and enhancing platform functionality.• Diagnosed and resolved bugs during User Acceptance Testing in 2-week sprints, ensuring product reliability.• Leveraged analytical skills to analyze large datasets for client training and integration phases, providing actionable insights and contributing to successful implementation of software solutions for clients.

Kuwait

• Managed day-to-day accounting tasks, including maintaining accounts, reconciling transactions, and resolving discrepancies to ensure accuracy and compliance.• Compiled vouchers, conducted audits, and controlled financial information, ensuring adherence to regulatory standards and internal policies.• Generated comprehensive financial reports, budgets, commentaries, and statements, providing valuable insights for decision-making and financial planning.

Beirut District, Lebanon

• Implemented effective cost control strategies, resulting in an increase in profitability and financial performance.• Managed payroll distributions, prepared detailed financial reports, and conducted bank reconciliations, ensuring timely and accurate financial information for stakeholders.• Prepared tax schedules and facilitated government-required reports, maintaining compliance with tax regulations and legal requirements.• Recorded asset, liability, revenue, and expense journal entries accurately, supporting the maintenance of precise financial records and reporting.

Beirut District, Lebanon

• Maintaining and balancing subsidiary accounts by verifying, allocating, posting, and reconciling transactions; resolving discrepancies• Preparing profit and loss statement and other reports• Reconciling bank statements to ensure the credibility of the organization

Beirut District, Lebanon

• Comparing differences in companies financial profiles including: P/E Ratios, Market Capitalization, EPS, etc..• Interpreting financial information and writing summaries• Learning about different kinds of derivatives: put/call options, forwards, and futures

• Assisting senior staff to come up with creative ideas for sponsorship plan requests and digital marketing• Collecting market data for different types of insurance policies in different companies• Preparing presentations for marketing plans

Bs In Business Administration, Finance, 3.4/4.00

Graduated with honors

Bs In Mathematics, Mathematics And Statistics