I've worked in the financial services industry for 20-plus years where I help my clients achieve their financial goals. I assume businesses and individuals have done things well to get where they are, so my job is to help them do things even more efficiently. This is a user-friendly, collaborative process where people take firmer control of their financial circumstances and learn how to validate the outcomes they want to achieve.I'm especially passionate about helping people protect their earning power with income protection, getting them the highest replacement ratios and doing it in the most cost efficient manner possible. This is even more critical for those with exceptionally high incomes, where it is often problematic finding adequate protection.Securities offered through Princor Finanical Services Corporation, 800-247-1737, member SIPC., Des Moines, IA 50392. Hal Hughes, Financial Representative of Principal National Life Insurance and Principal Life Insurance Companies, Princor Registered Representative.