Halil Ulaş Usta, Mba, Pspo I, Psm I
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Halil Ulaş Usta, Mba, Pspo I, Psm I Email & Phone Number

Head of Retail Credits Analytics at Odeabank
Location: Istanbul, Türkiye, Turkey 7 work roles 3 schools
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Current company
Odeabank
Role
Head of Retail Credits Analytics
Location
Istanbul, Türkiye, Turkey
Company size
1492 employees

Who is Halil Ulaş Usta, Mba, Pspo I, Psm I? Overview

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Quick answer

Halil Ulaş Usta, Mba, Pspo I, Psm I is listed as Head of Retail Credits Analytics at Odeabank, a company with 1492 employees, based in Istanbul, Türkiye, Turkey. AeroLeads shows a matched LinkedIn profile for Halil Ulaş Usta, Mba, Pspo I, Psm I.

Halil Ulaş Usta, Mba, Pspo I, Psm I previously worked as Head of Credits Decision Support Systems at Odeabank and Head of Business Banking CRM & Portfolio Management at Yapı Kredi. Halil Ulaş Usta, Mba, Pspo I, Psm I holds Master'S Degree, Business Administration from Yıldız Teknik Üniversitesi.

Company email context

Email format at Odeabank

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Odeabank

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Profile bio

About Halil Ulaş Usta, Mba, Pspo I, Psm I

Senior Banking Leader | Retail Credits | CRMWith over 14 years of experience in the banking industry, I am a dedicated professional specializing in retail credits, underwriting, collection, and customer relationship management (CRM). My career has been defined by a strong focus on optimizing lending processes and enhancing customer experiences.I excel in assessing credit risk and developing comprehensive underwriting strategies that not only protect financial institutions but also empower customers to achieve their financial goals. My analytical acumen allows me to identify trends and opportunities, driving strategic decision-making and ensuring portfolio performance.Currently, in my role as Head of Underwriting Decision Support Systems, I lead initiatives that streamline underwriting processes, mitigate credit risk and ensure portfolio performance. My commitment to collaboration and continuous improvement has resulted in expansion of retail credits portfolio, increased underwriting quality, enhanced customer retention and experience.I am passionate about integrating technology into banking practices to deliver innovative solutions that meet the evolving needs of customers. Always eager to learn and grow, I stay updated on industry trends to bring forward-thinking ideas to the table.Let’s connect to explore how we can drive success in retail banking and create exceptional experiences for our customers!Kind Regards,Halil Ulaş Usta📫 halilulasusta@gmail.com

Listed skills include Leadership, Analizler, Agile, Ekip Koordinasyonu, and 39 others.

Current workplace

Halil Ulaş Usta, Mba, Pspo I, Psm I's current company

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Odeabank
Odeabank
Head of Retail Credits Analytics
Istanbul, Turkey
Website
odeabank.com.tr
Employees
1492
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7 roles

Halil Ulaş Usta, Mba, Pspo I, Psm I work experience

A career timeline built from the work history available for this profile.

Head Of Retail Credits Analytics

Odeabank

Istanbul, Turkey

Head Of Credits Decision Support Systems

Current
Odeabank

Istanbul, Turkey

  • Implement, design, manage and maintain Credit Decision Support System (PCSM)
  • Monitor, maintain and evaluate performance of Credit Decision Support System and Individual Credits Portfolio
  • Leading benchmark analysis
  • Leading implementation, decision validation and strategy adjustment for both customer and bank proactive application channels
  • Design and maintain retail credits datamart and dashboards
  • Supervising data governance activities and review necessary compliance procedure and standards
Oct 2023 - Present

Head Of Business Banking Crm & Portfolio Management

Yapı Kredi

Istanbul, Turkey

  • Led analysis and campaign processes for Micro SME Banking portfolio growth to realize profitability targets and increase activity volume
  • Managed Micro SME portfolio customers and created balance growth
  • Led business intelligence projects on Power BI
  • Implemented and validated propensity and churn models of various financial products
  • Built CRM processes and activities to improve management efficiency for client portfolios
  • Led implementation of campaign designs
Nov 2021 - Oct 2023

Retail Credits Underwriting Analytics Reporting Manager

Yapı Kredi

Istanbul, Turkey

  • Acted as the head of Individual Loans Analytics Reporting Manager
  • Led process of monitoring and analyzing individual loans portfolio including secured and unsecured consumer loans, overdrafts and credit cards
  • Managed underwriting process that consists of more than 25 million customers
  • Led benchmark analysis through peer banks’ public quarterly reports
  • Analyzed price sensitivity of retail portfolio
  • Led implementation, decision validation and strategy adjustment for both customer and bank proactive application channels
Apr 2015 - Nov 2021

Retail Credits Monitoring Analytics & Call Management Specialist

Yapı Kredi

Istanbul, Turkey

  • Took role in designing, implementing and monitoring retail credits risk strategies
  • Regulated credit collection strategy rules by leading analyzes and data mining studies related to segmentation and customer profiling
  • Created and validated propensity models for credits collection (20% of increase in collection rate)
  • Measured and monitored of major and ad-hoc credit risk metrics such as DPD and NPL analysis, recovery rates, roll rates, PD realizations, specific provisions and vintage based performances
  • Maintained collection call lists and monitoring performance
  • Initiated a brand new agent promotion model which is based on collection amount and recovery rates
Jan 2013 - Apr 2015

Retail Credits Legal Follow-Up System Operations Associate Specialist

Qnb Finansbank

Istanbul, Turkey

  • Monitored and reported numerous portfolios for legal follow-up credits
  • Created and optimized legal collection strategies
  • Managed non-performing loans portfolio for law offices and monitored their financial performances on operations
  • Created and validated legal follow-up collection models which led 15% of increase in collection rates
  • Created and implemented self-service reports for end-user law offices and collection agents
  • Prepared c-level presentations and reports include key metrics of non-performing loans portfolio
Aug 2008 - Jun 2011

Sme Loans Underwriting - Intern

Qnb Finansbank

Istanbul, Turkey

Jul 2007 - Aug 2007
Team & coworkers

Colleagues at Odeabank

Other employees you can reach at odeabank.com.tr. View company contacts for 1492 employees →

EÖ Elif Özcan Elif Özcan Colleague at OdeabankIstanbul, Istanbul, Türkiye, Turkey View → Eİ Efsun İncekara Efsun İncekara Colleague at Odeabankİzmir, Türkiye, Turkey View → EA Emel Arslan Emel Arslan Colleague at OdeabankIstanbul, Istanbul, Türkiye, Turkey View → IK Ilkay Karadaş Odeabank Ilkay Karadaş Odeabank Colleague at OdeabankTürkiye, Turkey View → DY Doğanay Yurttaş Doğanay Yurttaş Colleague at OdeabankIstanbul, Türkiye, Turkey View → İB İrem Baykara Gundogdu İrem Baykara Gundogdu Colleague at OdeabankTürkiye, Turkey View → BG Bülent Gedikli Bülent Gedikli Colleague at OdeabankTürkiye, Turkey View → ÇT Çağla Temizyürek Çağla Temizyürek Colleague at OdeabankIstanbul, Türkiye, Turkey View → DS Dilara Sancarbarlaz Dilara Sancarbarlaz Colleague at OdeabankIstanbul, Istanbul, Türkiye, Turkey View → EE Elif Ezgi Çaylı Elif Ezgi Çaylı Colleague at OdeabankIstanbul, Istanbul, Türkiye, Turkey View →
3 education records

Halil Ulaş Usta, Mba, Pspo I, Psm I education

FAQ

Frequently asked questions about Halil Ulaş Usta, Mba, Pspo I, Psm I

Quick answers generated from the profile data available on this page.

What company does Halil Ulaş Usta, Mba, Pspo I, Psm I work for?

Halil Ulaş Usta, Mba, Pspo I, Psm I works for Odeabank.

What is Halil Ulaş Usta, Mba, Pspo I, Psm I's role at Odeabank?

Halil Ulaş Usta, Mba, Pspo I, Psm I is listed as Head of Retail Credits Analytics at Odeabank.

Where is Halil Ulaş Usta, Mba, Pspo I, Psm I based?

Halil Ulaş Usta, Mba, Pspo I, Psm I is based in Istanbul, Türkiye, Turkey while working with Odeabank.

What companies has Halil Ulaş Usta, Mba, Pspo I, Psm I worked for?

Halil Ulaş Usta, Mba, Pspo I, Psm I has worked for Odeabank, Yapı Kredi, and Qnb Finansbank.

Who are Halil Ulaş Usta, Mba, Pspo I, Psm I's colleagues at Odeabank?

Halil Ulaş Usta, Mba, Pspo I, Psm I's colleagues at Odeabank include Elif Özcan, Efsun İncekara, Emel Arslan, Ilkay Karadaş Odeabank, and Doğanay Yurttaş.

How can I contact Halil Ulaş Usta, Mba, Pspo I, Psm I?

You can use AeroLeads to view verified contact signals for Halil Ulaş Usta, Mba, Pspo I, Psm I at Odeabank, including work email, phone, and LinkedIn data when available.

What schools did Halil Ulaş Usta, Mba, Pspo I, Psm I attend?

Halil Ulaş Usta, Mba, Pspo I, Psm I holds Master'S Degree, Business Administration from Yıldız Teknik Üniversitesi.

What skills is Halil Ulaş Usta, Mba, Pspo I, Psm I known for?

Halil Ulaş Usta, Mba, Pspo I, Psm I is listed with skills including Leadership, Analizler, Agile, Ekip Koordinasyonu, Analitik Beceriler, Iş Analitiği, Iletişim, and Microsoft Powerpoint.

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