Halit Bulut

Halit Bulut Email and Phone Number

Senior Credit Risk Manager at TEB A.Ş. @ TEB
turkey
Halit Bulut's Location
Ümraniye, Istanbul, Türkiye, Turkey
Halit Bulut's Contact Details

Halit Bulut personal email

n/a
About Halit Bulut

Hello,I have been working in banking sector for more than 22 years. I have been in 4 different company and all of them were international organizations namely, Citi Bank, PSA Finance, TEB Finansman (BNP PF) and TEB Bank. I have also experience on people management for more than 15 years. I have deep experience on risk management of auto loans both for retail and SME segments. I'm expert on data analytic, decision syrems (NBSM- PowerCurve), economic risk monitoring (IFRS), policies&controls, fraud management and operational risk management. I have worked as country CRO of TEB Finansman for 9 years by directly reporting head of region risk. During this period, I optimized risk by decreaaing default rate significanly and increasing approval rate and automation at the same time. I successfully managed 3 eceonomic crisis period by taking good decisions. Due to my successes, technical and soft skills, I had been chosen for "Global Advanced Talent" in BNPP PF. As of August 2023, I have transferred to TEB Bank within the scope of group strategies. I am looking for international career opportunaties.

Halit Bulut's Current Company Details
TEB

Teb

View
Senior Credit Risk Manager at TEB A.Ş.
turkey
Website:
teb.com.tr
Employees:
5786
Halit Bulut Work Experience Details
  • Teb
    Senior Credit Risk Manager
    Teb Aug 2023 - Present
    İstanbul, Türkiye
    I'm responsible from credit risk management of car loan portfolio of TEB AS. Management of auto loan risk policies, automatic decision flows for auto credit applicaitons (NBSM, PowerCurve), monitoing of early and late risk indicators, monitoring of risk realizaitons and budget forecasts are within the scope of my responsibility. The business model is B2B which is depending on partnership agreements with car distributors (car brand: Hyundai, Kia, Peugeot, Citroen, Opel) and their dealers (PoS).
  • Teb Finansman A.Ş. - Teb Cetelem
    Risk Director Chief Risk Officer (Cro)
    Teb Finansman A.Ş. - Teb Cetelem Dec 2014 - Aug 2023
    İstanbul, Türkiye
    TEB Cetelem is a BNPP-PF subsidiary in Turkey and providing financial solutions for car loans to individuals and companies. Business model of the company is depending on partnership agreements with car distributors (Car Brands: Hyundai, Kia, Peugeot, Citron, Opel, BMW, Volvo) and their car dealers (PoS). As Risk Director - CRO of the company, my responsibility is building and management of credit risk appettite in line with financial targets of the company. I'm managing below functions to… Show more TEB Cetelem is a BNPP-PF subsidiary in Turkey and providing financial solutions for car loans to individuals and companies. Business model of the company is depending on partnership agreements with car distributors (Car Brands: Hyundai, Kia, Peugeot, Citron, Opel, BMW, Volvo) and their car dealers (PoS). As Risk Director - CRO of the company, my responsibility is building and management of credit risk appettite in line with financial targets of the company. I'm managing below functions to fulfill my responsibilities: *Data mining & analytics* Economic monitoring (provisioning based on IFRS standars, including modelling & Forecasting (for budget)* Risk policies and decision systems (NBSM, PowerCurve)* External Fraud Management* Operational Risk Management. Show less
  • Psa Peugeot Citroën
    Granting & Risk Senior Manager
    Psa Peugeot Citroën Jan 2013 - Sep 2014
    İstanbul, Türkiye
    Respobsible from management of Auto loan credit risk & granting activities and creation & maintaining of auto loan credit policies.
  • Citi
    Credit Risk Assistant Manager
    Citi Sep 2008 - Dec 2012
    İstanbul, Türkiye
    Responsible for management of loan portfolio thourgh periodic & adhoc analysis and developing of fully operational and well designed early warning sytem which identifies deteriorations in loan portfolio in an early stage.

Halit Bulut Skills

Banking Credit Risk Credit Retail Banking Credit Analysis Loans Risk Management Operational Risk Forecasting Project Management

Halit Bulut Education Details

Frequently Asked Questions about Halit Bulut

What company does Halit Bulut work for?

Halit Bulut works for Teb

What is Halit Bulut's role at the current company?

Halit Bulut's current role is Senior Credit Risk Manager at TEB A.Ş..

What is Halit Bulut's email address?

Halit Bulut's email address is ha****@****iti.com

What schools did Halit Bulut attend?

Halit Bulut attended Boğaziçi Üniversitesi, Maltepe Üniversitesi.

What skills is Halit Bulut known for?

Halit Bulut has skills like Banking, Credit Risk, Credit, Retail Banking, Credit Analysis, Loans, Risk Management, Operational Risk, Forecasting, Project Management.

Who are Halit Bulut's colleagues?

Halit Bulut's colleagues are Yasemin Kosovalı, Nazlı Eken, Selin Yücel, Ardit Shatri, Süleyman Caner Deniz, Özgür Levent Çalışkan, Şebnem Pekal.

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