Management and Financial Consulting: Delivering strategic financial advice by integrating advanced technological solutions with deep expertise in market dynamics, regulatory challenges, and product development. I assist organizations in navigating the intersection of finance and technology, driving growth, and achieving optimal business outcomes.Payment Systems Consulting: Specializing in the fintech industry, I provide strategic guidance on payment systems, including market analysis, go-to-market strategies, finance/accounting, regulatory complexities, and product development.Financial Analysis & Reporting: Expert in conducting detailed financial analyses, preparing accurate financial statements, and generating reports that help businesses assess performance, identify trends, and make informed decisions.Budgeting & Forecasting: Skilled in developing comprehensive budgets and financial models that enhance planning accuracy and assist businesses in achieving financial targets.Tax Strategy & Compliance: Providing clients with strategic tax advice, optimizing tax strategies, and ensuring full compliance with relevant regulations, leading to significant cost savings.Cross-Functional Collaboration: Successfully collaborating with cross-functional teams to deliver high-quality fintech products on time and within budget, driving innovation and efficiency.

- Initiating and handling of all commercial arrangements with vendors and customers i.e. supply chain vendors, Zameen.com etc.- Directly overseeing Commercial, Finance and audit department’s operational, strategic and commercial responsibilities.- Feasibility analysis of new business ventures and commercial assessment of agreements with new business partners- Delivery of Top-line & Bottom line annual objectives.- Consistently monitoring & highlighting areas of improvement in the deployed ERP. Evaluating new ERPs and implementing new ERP- Brokered the deal with PSL 7 Quetta Gladiators for their titanium partnership.

- Active monitoring of trade debts and achievement of sizeable reduction by way of recovery of overdue debt portfolio. (↓78%)- Feasibility analysis of new business ventures and commercial assessment of agreements with new business partners.- Delivery of Top-line & Bottom line annual objectives.- Provide input to development of promotional guidelines to enable delivery of annual commercial plan.-Stakeholder management across all levels, contacts internally with Sales Leadership Team, Front line Sales Team, Demand Planning, Finance and Production Teams.- Sales Forecasting, Product Norms Management, Product availability ensuring, Supervising smooth dispatch operations to customer.- Skill set development of Sales team through In House Trainings and on Job coaching.- Annual preparation and collation of sales budget for various lines of business at Division.- Monthly monitoring and reporting on sales top line and sale trade and marketing related expenditures.- Business partnering with Head of Sales; providing analysis and insight to support channel wise sales growth and commercial decision-making.- Providing constant and robust support to business controlling team for Financial Planning and Analysis in delivering a robust monthly reporting pack to management on a timely basis.- Supporting or leading other activities identified by the Head of Consumer Division but not limited to, systems & internal controls implementation, investment appraisals, internal audit support and new product or business reporting.

- Active monitoring of trade debts and achievement of sizeable reduction by way of recovery of overdue debt portfolio. (↓78%)- Feasibility analysis of new business ventures and commercial assessment of agreements with new business partners.- Delivery of Top-line & Bottom line annual objectives.- Provide input to development of promotional guidelines to enable delivery of annual commercial plan.-Stakeholder management across all levels, contacts internally with Sales Leadership Team, Front line Sales Team, Demand Planning, Finance and Production Teams.- Sales Forecasting, Product Norms Management, Product availability ensuring, Supervising smooth dispatch operations to customer.- Skill set development of Sales team through In House Trainings and on Job coaching.- Annual preparation and collation of sales budget for various lines of business at Division.- Monthly monitoring and reporting on sales top line and sale trade and marketing related expenditures.- Business partnering with Head of Sales; providing analysis and insight to support channel wise sales growth and commercial decision-making.- Providing constant and robust support to business controlling team for Financial Planning and Analysis in delivering a robust monthly reporting pack to management on a timely basis.- Supporting or leading other activities identified by the Head of Consumer Division but not limited to, systems & internal controls implementation, investment appraisals, internal audit support and new product or business reporting.

COMMERCIAL FINANCE•Devising Trade, Consumer Price & Discount Strategy to Ensure Profitable Sales•Direct Marketing Expenditure & Performance Metrics Analysis•Team up with other functional leads for Budgetary Control of MOH, OPEX, DME and Discounts to Deliver BP Shared Targets.•Monitoring Regions Performance Against Budgets while Managing Corporate Performance.•Managed Outstanding AR & Credit Limits of all NKA •Quarterly Reconciliations of all National Key Accounts •Supported Innovation Initiatives & Evaluation of New Product Development

OPERATIONAL FINANCE•Monthly Closing of Books of Accounts which includes Various Closing Activities such as OPEX, Capitalization of Capital Costs from the Plant, Booking of Incentives for that month etc. •Revenue Reporting, Receivables Monitoring, DGR Control•Restructured the Basic Infrastructure of the Distribution Audits.•Lead a team of 10 people Responsible for Distribution Audits & their reporting for 3 territories (FSD, ISB, KPK)•Inventory Control, OPEX, CAPEX, MOH Reporting/Control at Plant•Presentation of Financial Information and Results to Ex-Com •Prepare Annual Business Plans & Monthly Rolling Estimates•Ensuring Recording in Systems like BASIS, SAP, Sales Force, FMS•Compliance of Standard Policy Procedure Manual & LCOA and HSE•Correspondence with Internal/External Auditors for a Smooth Audit

•Ensure Proper Records Handling and Fast Payment Responses •Reports on Billing data•Resolve Client Technical and Billing Problems

Ufone is one of the biggest telecom provider for Pakistan. Ufone has built a subscriber base of over 24 million in less than a decade. Professional Development:• . Responsible for making daily HVC (High Value Customer) report.• . Requesting financial information from all over Pakistan, updating dashboards and schedules. • . Updating the departmental report.• . Responsible for making daily HVC (High Value Customer) report.• . ACCA Traineeship Program• . SAP Training• . Calculations using microsoft Excel

I was Elected as the Local Committee Vice President of AIESEC in Islamabad, which is the Capital City of Pakistan. I was then responsible to lead a whole entity of 25+ Members. Below are some details regarding this experience of mine:- I was Elected after I presented my performance report and plans in front of the General Body of 125+ Members, and I won against 4 more candidates.- Planning of the whole next year from every aspect along with my team leads.- Guiding, mentoring, training, motivating, and helping them with their operations and functions using my past experience.- Proposing and legislating changes in the National Compendium of AIESEC (Constitution of AIESEC).- Implementing strategies, and overlooking the performance of all Members.- Leading all the members and representing them in 4 National Conferences.- Opening the first even Intern Apartment in 10 years for AIESEC in Islamabad.- Conducting Leadership Development sessions every month or so for the Members on our General Body Meetings.- Overlooking the performance of Organizing Committee responsible to organize a National Conference.- Working on National Collaboration Ideas with Presidents of other cities.- Regular reporting to the National Governing Body of AIESEC (Member Committee)- Succession Planning and ensuring smooth and efficient transitioning of successors of mine and my VPs'- Future planning for the entity and long term goal setting.- Being a part of National Planning Commission to work on long term National Plans for the future.- Physical Promotions and Public Media Appearances for maintaining good Public Relations.- Team Management, and re-planning whenever required.

As Team Leader International Global Volunteer, I was majorly responsible to partner up with corporate and non-corporate organizations to raise funding for AIESEC's exchange operations, and to arrange exchange participants for our Incoming Global Volunteer Exchange Portfolio. I was also responsible to handle various teams working under me for organizing different events. Below are some key features of my this experience.- Presenting my performance report for my past year in order to get selected for this role.- Coordinating with VP of my entity and my boss, the President, in order to ensure smooth operations.- Planning the goals of the entity with my VP and President (The Executive Board).- Selecting and training 5+ members for my portfolio.- Motivating my team in order to ensure maximum input and efficiency, and fulfillment of set goals and targets.- Made 2 Successful Bids out of 3 National Conferences.- Empowering and delegating tasks to my team in order to ensure equal and efficient work load.- Identifying the strengths of the team, in order to capitalize on their strengths and overcoming the weaknesses.- Client Servicing of the partners/sponsors.- Negotiating with partners in terms of monetary support.

•Developed Professional Report Writing Skill•Published 100+ Page Report on UNDP Official Website•Basic Usage of Excel• Proposal Making for vendors & facilitating Sale of Alternative Energy Projects