Hammad Ahmed Hashmi Email & Phone Number

Lahore, PK

Lahore, Punjab, Pakistan

Lahore District, Punjab, Pakistan

Lahore, Punjab, Pakistan

Sunhance is a growing Solar Systems Installation company committed to promote renewable energy in Pakistan. I am working to explore and expand the scale of operations at Sunhance.

Lahore, Punjab, Pakistan

Headed Credit Risk Control for Consumer ProductsJob included:Documentation Review And DisbursementCollateral ManagementDealership InductionExternal Agencies Management

Lahore, Pakistan

Documentation Review and DisbursementTo manage teams engaged in documentation review and scrutiny for loan disbursement for auto loans. To ensure compliance to the policies during complete disbursement process.Recommendations for rectifications in documentation and implementation of improved controls for a healthy portfolio. Collateral Management, (Autos.

Pakistan

Lahore, Punjab, Pakistan

As the Head of Credit Risk Control for Consumer Products at one of Pakistan's largest commercial banks, I directed nationwide teams with focal points in three strategic regional hubs: Lahore, Karachi, and Islamabad. My responsibilities included overseeing credit risk management processes, ensuring compliance with regulatory standards, and implementing.

Lahore, Punjab, Pakistan

VERIFICATIONS1. Managed in-house teams engaged in external verifications and internal verifications for consumer products.2. Managed outsourced verifications firms for verifications and monitoring their performance.3. Enlisted a panel of outsourced verifications agencies. I was Bank’s representative for their agency review for enlistment, work assignment.

Lahore, Pakistan

Managed country wide teams doing verifications and external agencies management for consumer products. VERIFICATIONSo Managed in-house teams engaged in external verifications and internal verifications for consumer products/o Managed outsourced verifications firms for verifications and monitoring their performance.o Enlisted a panel of outsourced.

Lahore, Punjab, Pakistan

I was a founder team member in Consumer Banking Collections at MCB. I joined the bank as Regional Collections Manager. I managed Collections teams of Auto loans (Car 4 U), Mortgages ( Pyara Ghar) Business Finance (Business Sarmaya) for central region.

Lahore

Revamped and managed collections structure for consumer banking. Products included Auto loans, Mortgages Loans, Business Finance for Central Punjab consisting of eight major cities, Lahore, Gujranwala, Gujrat, Sialkot, Sargodha, Sahiwal, Multan and Faisalabad. Major responsibilities included:Portfolio Delinquency & Losses management.Reposeesions.

Lahore

Delinquency and Gross Credit Loss management.Monitored all collections’ activities for efficient performance so as to maintain delinquencies and credit losses within the stipulated margins.Self Assessment, Internal Audit and Corrective action plans. To find areas of improvement and defining new processes.

Lahore, Punjab, Pakistan

I started at entry level position at Citi. Excelled there for six years. I managed Mortgage Remedial Unit and Personal Loans Collections in my last role at Citi.

Lahore, Punjab, Pakistan

Led the Mortgage Remedial Unit as Unit Head for Lahore and Faisalabad, overseeing all aspects of credit loss management, recovery, and settlement of defaulted loans. Managed post-settlement cases to ensure adherence to agreed settlement proposals and maximize recovery efforts. Additionally, facilitated litigation against defaulters, maintaining close.

Islamabad

Portfolio Remedial Management, Litigatons, Recovery, Foreclosure.Negotiations and follow up with defaulting customers for credit loss management and maximization of recovery through settlements.Managed law firms.Monitoring of litigation process being carried out in courts and its pursuance for early and favorable disposal.

Lahroe

Handled a defaulted portfolio of Housing Finance written-off customers for recovery and legal pursuit.

Master Of Business Administration - Mba, Marketing

Master Of Business Administration - Mba, Marketing/Marketing Management, General

Mba, Marketing

Dca, Computer Applications, A

B.Com, Commerce