Muhammad Hamza, Aca, Cia, Cfe Email & Phone Number

Riyadh, Saudi Arabia

• Developed and implemented risk-based audit plans and programs to assess the effectiveness of internal controls, operational processes, and financial reporting.
• Cultivated a deep understanding of the organization's business strategy, mission, business objectives, regulatory landscape, policies and procedures and industry best practices to optimize the audit coverage.
• Conducted in-depth complex financial, operational, and compliance/AML audits across various business functions and assessing and evaluating the effectiveness of internal controls to identify control gaps and process.
• Identified opportunities for significant cost savings and process improvement across business functions, and collaborated with management to implement changes that increased profitability, efficiency and effectiveness.
• Communicated audit findings, conclusions, and recommendations to senior management and the Audit Committee, driving actionable recommendations and improvement plans.
• Collaborated closely with process owners and senior management to understand business issues, control deficiencies, emerging risks, areas for improvement and providing real time consultancy and advisory services.

Dubai, United Arab Emirates

• Lead the risk management activities across the organization and coordinated with all stakeholders.
• Developed and implemented the organizational ERM Framework in line with COSO ERM Framework.
• Devised organizational risk appetite framework, risk appetite and tolerance statements, Key risk indicators (KRIs) and monitored the implementation and reporting.
• Developed the very first in-house entity and function wise risk registers; and continued conducting periodic risk assessments, evaluations thereby providing risk mitigation plans for implementation.
• Conducted compliance reviews of business functions to ensure adherence to organizational policies and regulatory requirements.
• Ensured timely and effective implementation of risk mitigations and compliance action plans through consistent follow-up with departments.

Sukkur, Sindh, Pakistan

• Working as Manager Internal Audit my achievements and responsibilities included the following:Spearheaded the establishment of the Internal Audit function from inception, developing essential charters (IA Charter.
• Lead and managed the IA activity by developing and executing comprehensive risk-based internal audit plans.
• Developed engagement plans, audit work programs, checklists, conducted risk and control assessments and managed audit fieldwork, identifying internal control weakness to conclude on the audit observations.
• Presented Internal Audit Reports to the Audit & Risk Management Committee and Board of Directors.
• Providing consultancy and value addition services to ensure sound business policies and procedures.
• Executed special assignments and investigations as per Board and Audit & Risk Committee directions.

Lahore, Punjab, Pakistan

• Reporting to the Head of Internal Audit, my responsibilities were as follows:
• Evaluate the design effectiveness and operating efficiency of internal controls, risk management, and governance activities, while ensuring the reliability of financial reporting, safeguarding of assets, and compliance.
• Identify control weaknesses by testing controls and providing actionable recommendations action to mitigate risks and loopholes driving process efficiency and improvement.
• Reviewing and improving overall organization policies, Standard Operating Procedures (SOPs), process flows, and charts.
• Monitor ongoing compliance and follow up on remediation of audit observations.

Lahore, Punjab, Pakistan

During my tenor with EY, I provided comprehensive assurance and advisory services, conducting external and internal audits spanning across diverse industries including textile, manufacturing, trading, pharmaceuticals, logistics, and services. Successfully executed full-scope audits, limited reviews, and specialized engagements, adhering to regulatory.

Kuwait

During my articles with Ernst & Young PAKITAN, i was seconded to Ernst & Young Kuwait Office. I was involved in various assignments in Audit & Assurance Division and the Tax department. The various sectors I worked in ranged from manufacturing industry to the service providers. I worked in individual capacity as well as i worked in team i taken part in.

Associate Chartered Accountant (Aca), Financial Accounting & Reporting, Management Accounting, Financial Management, Auditing, Taxation

Certified Financial Consultant, Finance And Financial Management Services

Intermediate (Higher Secondary)

Matriculation (Secondary)

Certified Fraud Examiner

Certified Internal Auditor (Cia), Internal Audit

Chartered Accountant

Chartered Accountant