Underwriter I
Current• Constructing comprehensive Credit Approval Memos on loan transactions for approval with appropriate supporting information including loan structure, borrower history/experience assessment, historical and projected financial statements spreadsheets, tax return analysis, credit report review, collateral evaluation, and repayment/risk analysis• Responsible for assisting and participating in the underwriting of all types of commercial and construction loans in accordance with the Bank's credit policies and procedures, and in compliance with the requirements set forth by the regulatory agencies• Preparing accurate, objective, and cogent credit write-ups based upon in-depth analysis of financial data within established time frames• Performing the requisite due diligence once a credit opportunity is mandated, preparing the approval request documents, receiving final loan approval on a timely basis, and participating in the loan closing process• Assist in post closing work as needed to advise, restructure or resolve in partnership with portfolio management and operations• Use relevant Bank systems including Abrigo for managing the underwriting workflow• Assisting Relationship Managers in determining level of interest for new credit opportunities and in structuring new credits to be submitted for approval
