Debt syndication, finance and accounts

Overseeing and Advising Business Models for entities operating at African and Midle East countries Debt Syndication in IndiaStructuring of Business Models for Overseas Companies

Structuring of One Time Settlements with Banks and Financial Institutions.Ewuipement FinanceSupervision of Mining activities

Finance and banking operations

 Project Financial closure for 8 Road, power and hotel projects to the tune of INR60.00 billion achieved successfully at different special Purpose Vehicles floated by the company through syndication. Conducted and Participated in National Highway Traffic Study analysis. Preparation of Financial Statements and ratio analysis study for project finance. Convening bank consortium meetings. Fund flow management for 20 sites across the country. Investment activities in… Show more  Project Financial closure for 8 Road, power and hotel projects to the tune of INR60.00 billion achieved successfully at different special Purpose Vehicles floated by the company through syndication. Conducted and Participated in National Highway Traffic Study analysis. Preparation of Financial Statements and ratio analysis study for project finance. Convening bank consortium meetings. Fund flow management for 20 sites across the country. Investment activities in parking un utilized funds. Mobilized more than INR20.00 billion debt funds to the company without engaging any arrangers or syndicators A careful and most professional analysis on the CHF/USD/INR forex trends was done during liquidity crisis period in September ‘08 with the available historic data and predicted a favorable position at 1.2200 or even 1.2480 and taken decision to open the derivative up to knock out date i.e 04.12.08.and loss to the company is minimized from INR78.30 million to INR33.90 million. The levels thereafter went to 1.043 levels also. Bankers are very much praised my analysis and asked the copy of the analysis. Co0rdinating with Central bank in arranging UIN to the company for its investments at abroad. I have done lot of research in the trends of LIBOR movement for the last 5 years and came to the conclusion that the LIBOR rate shall come down in FY 2009-‘10. Accordingly Interest Only Swap was done for foreign currency loans of the company. CP to the tune of INR200 million issued in the market. Arranging Credit Rating to the company from rating agencies. Finalizing mandates and negotiations with merchant bankers for PE and IPO ECB funds mobilized for the company at USD/INR 48.08 levels with Interest Only Swap keeping currency un-hedged with a prediction to undergo Currency Only Swap when levels reach at 44.00 Accordingly COS was done at 44.60 levels by booking 3.48 points profit to the company. Show less

Corporate Credit:  Project appraisal of varying industries like cement, infrastructure, hospitality, hotel and manufacturing of turn over more than INR5 billion Review of need based credit limits of existing corporate clients and assessing the future risk and risk mitigations.  Documentation compliances. Complying with the Pre and Post disbursement terms and conditions of loan sanctions. Regular monitoring of borrower accounts and periodical reporting to the top… Show more Corporate Credit:  Project appraisal of varying industries like cement, infrastructure, hospitality, hotel and manufacturing of turn over more than INR5 billion Review of need based credit limits of existing corporate clients and assessing the future risk and risk mitigations.  Documentation compliances. Complying with the Pre and Post disbursement terms and conditions of loan sanctions. Regular monitoring of borrower accounts and periodical reporting to the top management. Monitoring of Non Performance Accounts and Recovery Proceedings. Adhered to Standard Operating Procedures and Manuals to minimize operational risks.Treasury Management: Dealing in Bank’s fund management (Call Money/CRR/SLR) as per norms and statutory requirements set by the Central Bank. Deployment of funds of the Bank from the Dealing Room. Placing regular periodic returns and graphs to the Top Management.SSI, SME, Personal & Retail Credit: Marketing and processing different SSI, SME, Personal, Housing, Mortgage, Educational, Vehicle and consumer Loans applications. Preparation of sanction letters, documentation, Disbursements, Credit monitoring, Pre and Post sanction inspections, Recovery of NPA accounts etc.,Agriculture and Rural Credit: Processing different Agricultural and Allied activities loan applications. Preparation of sanction letters, documentation, Disbursements, Credit monitoring, Pre and Post sanction inspections, Recovery of NPA accounts etc.,Branch Operations: Tax collections and payment to government treasury. Branch administration and leading a team of 15 to 20 members Development of congenial Customer relationship  Thrift linked repayment mechanism was introduced in the bank. Assisted and actively participated in migrating to Finacle based core banking solutions at branch level. Finacle implementation under Core Banking Solutions. Show less