Harikumar K M Email & Phone Number

India

Bangalore Urban, Karnataka, India

• Detect and report suspicious activity including the predicate offences of money laundering and terrorist financing to the authorities National crime agency (NCA) for European economic area(EEA), Garda National Economic Crime Bureau (GNECB) for Ireland, TRACFIN for France, Financial Crime Investigation Service (FNTT) for Lithuania(LT), Switzerland (CH) and Spanish entities.• Identify and analyse alerts generated by the monitoring system in order to identify potentially suspicious activity.Working on the alerts handled by TM/AML/KYC teams and checking the customer transaction history, if there are any fraudulent activities happening.• Conducting thorough investigation on the basis of triggered alert in the customer account and analysing why this alert got triggered and finding any mitigating factors on the basis of supporting documents.• Verify and Supervise financial and payment transactions, identify possible and potential threats to the payment system and resolve issues arising/handle related Companies & Customer`s complaints.• Ability to detect and mitigate red flags and high-risk activities for potential financial crime and fraud.• Ensure all high-risk issues have been appropriately identified, escalated and relevant approvals have been acquired - PEP Tax Compliance, Sanctions, Reputational Risk, etc.• Provide on-going monitoring and resolving Compliance issues of partners and clients on a timely manner.• Addressing data requests received from various Legal Enforcement Agencies.Cooperate with other teams in providing professional and efficient frontline Compliance support, and seeking to improve the Company`s processes.• Identifying red flags and conducting risk-based investigation on account/profile along with supporting SOF and SOW documents obtained from the customer.

Kochi, Kerala, India

• Undertook regular review of all data and documentation held on existing client accounts of a UAE-based bank, and validation of know your customer (KYC) attributes related to credit card services, Corporate KYC and AML Transaction Monitoring.• Perform independent check of KYC information provided by sales team and end to end management of client KYC process including liaison across the business, compliance and operations.• Performed rigorous quality checks dealing with the end stages of the credit card creation process and Corporate account creation process.• Use WORLD CHECK (Firco), BLACKLISTED CHECK for screening profiles to check any negative news or facts related to customers.• Verifying legitimacy of Source of Transactions and Source of Funds in the customer accounts. Find the patterns in the transaction history of the customer account.• Prado check for verifying authenticity of documents.• Managed to meet SLA and TAT as per client requirements

Kochi, Kerala, India

• Resolving bank account, loans and credit card related queries.•Cross selling of insurance, loans and other credit card related products.•Managed to achieve the monthly sales targets, provided the best customer service support and enhanced the relationship with customers.