Harikumar K M Email & Phone Number

India

Bangalore Urban, Karnataka, India

• Detect and report suspicious activity including the predicate offences of money laundering and terrorist financing to the authorities National crime agency (NCA) for European economic area(EEA), Garda National Economic.
• Identify and analyse alerts generated by the monitoring system in order to identify potentially suspicious activity.Working on the alerts handled by TM/AML/KYC teams and checking the customer transaction history, if.
• Conducting thorough investigation on the basis of triggered alert in the customer account and analysing why this alert got triggered and finding any mitigating factors on the basis of supporting documents.
• Verify and Supervise financial and payment transactions, identify possible and potential threats to the payment system and resolve issues arising/handle related Companies & Customer`s complaints.
• Ability to detect and mitigate red flags and high-risk activities for potential financial crime and fraud.
• Ensure all high-risk issues have been appropriately identified, escalated and relevant approvals have been acquired - PEP Tax Compliance, Sanctions, Reputational Risk, etc.

Kochi, Kerala, India

• Undertook regular review of all data and documentation held on existing client accounts of a UAE-based bank, and validation of know your customer (KYC) attributes related to credit card services, Corporate KYC and AML.
• Perform independent check of KYC information provided by sales team and end to end management of client KYC process including liaison across the business, compliance and operations.
• Performed rigorous quality checks dealing with the end stages of the credit card creation process and Corporate account creation process.
• Use WORLD CHECK (Firco), BLACKLISTED CHECK for screening profiles to check any negative news or facts related to customers.
• Verifying legitimacy of Source of Transactions and Source of Funds in the customer accounts. Find the patterns in the transaction history of the customer account.
• Prado check for verifying authenticity of documents.

Kochi, Kerala, India

• Resolving bank account, loans and credit card related queries.
• Cross selling of insurance, loans and other credit card related products.
• Managed to achieve the monthly sales targets, provided the best customer service support and enhanced the relationship with customers.