Harikumar Pk Email & Phone Number

Mumbai, Maharashtra, India

Edelweiss Housing Finance Ltd. Mumbai Role:-Manager Risk Analytics / Collection Analytics- Central Team Working with the Edelweiss Housing Finance central team for providing Analytical support for pan India locations for Mortgage, Home Loan, Loan against Property, Micro Finance Unsecured products like Business Loan, SME products etc. Review of various risk metrics at a business & portfolio level Publishing daily MIS/Reports for monitoring the daily delinquency movement across the products in various delinquency buckets. Preparing Region/state/location/bucket wise resolution and roll back details and recovery across all products. Monitor the credit quality, identifies, measures and controls credit risk throughout the institution. Tracking PDD Compliance monitoring, publishing the MIS to monitor the PDD resolution  Preparing Weekly, Monthly MIS reports, and Dash board for Risk team & Collection team Monitoring NCL to ANR details and publish monthly reports to various stake holders.  Product wise, Region, location wise Early Bounce trends  Handling various data analytical & MIS activities of Technical Valuation team. Monitoring the concurrent Auditing activates of credit files .  Handling Google & NCLT Alerts monitoring

Mumbai

Working as Manager with HDFC Bank Retail asset Central Team.Role: Interacting, assisting & coordinating with the retail asset central team for providing support for variouse products like Loan against property, Home loan, Auto Loan, Agri loans, Two wheeler loans,Gold loan etc. for retail Asset Collection and Cards team.  Accountable for database management, compilation & generation of reports. Preparing and maintaining retail asset MIS reports for branches pertaining to daily operations for strategic review and performance mapping by management. Periodic monitoring of the product performance and variances against the budgets. Develop and maintain Reports/MIS to monitor/highlight Delinquency of various product verticals of retails portfolio management team. Allocation of Risk-X cases to In-house/Tele-calling team Continuously review portfolio and collection reports to identify potentially delinquent accounts. Allocating un-banked ECS cases to tele-calling team and curing the same through tele-calling, Field. Timely Interaction with Credit Bureau to integrate Bureau database with collection data and obtain customer delinquency trends.  Prepare early delinquency reports and publish focus list. Preparing Ad-hoc reports,/MIS as per the requirements Preparing Collection decks with various portfolio cuts.  Manage various Collection bucket wise allocation processes of Mortgage, Agri, Auto & Unsecure verticals. Monitor the vendor payments of Mortgage and Agri verticals and address the vendor Queries regarding the payout & payout structures.

Mumbai Area, India

 Interacting, assisting & coordinating with the retail asset Port Folio Management central team for providing products support for pan India locations for Mortgage, Agri loan, Home loan, Drop Line Over draft. and Loan Against Property Verticals  Periodic monitoring of the product performance and variances against the budgets. Develop and maintain Reports/MIS to monitor/highlight Delinquency of various product verticals of retails portfolio management team. Allocation of Risk-X cases to In-house/Tele-calling team Continuously review portfolio and collection reports to identify potentially delinquent accounts. Allocating unbanked ECS cases to tele-calling team and curing the same through tele-calling, Field. Timely Interaction with Credit Bureau to integrate Bureau database with collection data and obtain customer delinquency trends.  Prepare early delinquency reports and publish focus list. Preparing Ad-hoc reports,/MIS as per the requirements Preparing Collection decks with various portfolio cuts.  Preparing and publishing ZCLM/RCLM/CLM wise score cards. Manage various Collection bucket wise allocation processes of Mortgage, Agri, Auto & Unsecure verticals. Monitor the vendor payments of Mortgage and Agri verticals and address the vendor Queries regarding the payout & payout structures. HDFC Bank Ltd., MumbaiRole: Deputy Manager Retail Collections Central Team - MIS & Processes (May-2008 to June -2012)Highlights: Recipient of appreciation certificate for Best Product Support in Mortgage & Agri Verticals. Distinction of having achieved 1st position in the Information Security contest conducted across HDFC Bank by Information Security Group.

• Providing end to end support for rolling out various credit card Marketing Campaigns• Analysis of card portfolio and provide optimum solution by using analytical tool for Business Planning and decision.• Collected and collated data for generation of periodic reports and carried out value added analysis of reports to facilitate strategy planning for credit card customers.• Channel Supports for Personal Loan on Credit Cards, Balance Transfer and EMI-on-call.• Handled a portfolio of personal loan on credit card (loan book of Rs. 2400 crores with monthly disbursements of Rs 250 crores), Balance Transfer, EMI on Call and EMI Card & card usage products.• Compiled, analyzed, interpreted data and generated the reports based on credit history of customer.• Extracted data from data warehouse for different credit cards campaign using (Oracle, SAS,MS-Access,Foxprow etc.) • Prepared/fine tuned existing SQL queries from data warehouse, testing results as per requirement.• Carried out various analyses of business done through various means & prepared MIS based on it.• Provided real time assistance in support of various credit card contests, promotional activities & new installment product launch.• Effective in the overall procedures of Data storage & Manipulation, Data backup as well as recovery • Responsible for Personal Loan and Balance Transfer Data analysis

Mumbai Area, India

• Product Support & Analytics for ICICI Bank credit card team. working on variouse programs such as, Personal Loan on Credit Card, Balance Transfer on Credit Card and EMI on Call for Credit Card Transactions etc. ,• Operational Data base management.• Providing back end support for the launching & maintenance of new products in credit cards

Mumbai, Maharashtra, India

EDP Executive

Kerala, India

Computer programmer & Trainer

Mca, Computer Sceince

Pgdca, Computer Sceince

Bsc, Science