Harish Arora Email and Phone Number
11 Years of diversified experience in Credit Underwriting (Secured & Unsecured loans), Compliance creations & upgradation basis current stats. Skilled mainly on 5 C's of Underwriting (Credit/Collaterals/Cash/Capacity/Compliance). Familiar with AML & KYC documents verification, Profile checks, Application Validation with CAM preparation / review, Credit Ratios, Credit worthiness checks, Income and financial documents review with all type of Credit Bureau report checks. Team handling experience. Closely adapted the culture of #MNC'S, #NBFC, #FINTECH, #BANKS & #MFI
Prayas Financial Services Private Limited
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Credit ManagerPrayas Financial Services Private Limited Dec 2023 - PresentGurugram, Haryana, IndiaPrayas finance is a Subsidiary of Ananya Finance work as a NBFC-MFI. Mainly dealings in JLG loans / unsecured business loans. Being a back end Credit Manager taking care of Credit team, Credit Policy creation/Updation/Circular distribution in all branches, follow ups on all field and branch activities of all BCM/ACM, Approvals on special scenerios, Quality Check, Training, Branch and Field Visits are mainly included in daily KRA.
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Credit ManagerPaytail May 2023 - Nov 2023Gurugram, Haryana, IndiaCurrently working in Real Time Agile environment on Short term Consumer durable loans. Basically working on Credit History, Compliance, Cash in reserved, Cash used as DP, Repayment Capacity Check and to minimise the NPA and defaults rate by reviewing the repayment trends. Policy upgradation and adaptation by reviewing the Nach repayment trend is major KRA. -
Deputy ManagerHdfc Bank Jan 2020 - Apr 2023Gurugram, Haryana, IndiaWorked here in Unsecured loans underwriting (Credit Cards), Majorly working on Credit/Cash/capacity/Character part and providing Limit Approvals basis the Risk analysis, Verification and Validation of application information by supporting documents/OVD's, KYC Check and profile assessment. Taking deviation basis the mitigation part. Also, helping sales team in their closing by prioritizing the applications. -
Team LeadWns Global Services Sa Oct 2018 - Dec 2020Gurugram, Haryana, IndiaWorking in BFS (Prodigy Finance - International Education Loan)
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Senior AssociateAssimilate Solutions, A Situsamc Company May 2016 - Feb 2017Gurugram, Haryana, IndiaUS Mortgage Underwriting and Pre underwriting -
Process AnalystXl Dynamics India Pvt. Ltd. Dec 2014 - May 2016Navi Mumbai, Maharashtra, IndiaUS Mortgage Underwriting and Pre Underwriting role -
Process AssociateAvantha Business Solutions Dec 2012 - May 2014Gurugram, Haryana, India
Harish Arora Education Details
Frequently Asked Questions about Harish Arora
What company does Harish Arora work for?
Harish Arora works for Prayas Financial Services Private Limited
What is Harish Arora's role at the current company?
Harish Arora's current role is Credit Manager at Prayas Financial Services Limited (MFI & NBFC) (JLG).
What schools did Harish Arora attend?
Harish Arora attended Pdm College Of Engineering - India.
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Harish Arora
Building Digital Strategy And Transformation | Project & Program Management | Product ManagementGurugram2gmail.com, sc.com
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