Harmander Singh Email & Phone Number

British Columbia, Canada

British Columbia, Canada

Ludhiana Area, India

• Responsible for ensuring high quality services for branch clients. Maintaining strong affinity towards clients. Understanding the banking needs of client and suggesting them with investment opportunities. Responsible for overall branch supervision in terms of planning, organizing, controlling and evaluating the branch operations of the assigned bank branch. • Responsible for the Business Growth and Profitability of the Branch. Increased the book of the branch by 500% in 5 Years by… Show more • Responsible for ensuring high quality services for branch clients. Maintaining strong affinity towards clients. Understanding the banking needs of client and suggesting them with investment opportunities. Responsible for overall branch supervision in terms of planning, organizing, controlling and evaluating the branch operations of the assigned bank branch. • Responsible for the Business Growth and Profitability of the Branch. Increased the book of the branch by 500% in 5 Years by steering Low Cost Deposit growth through HNW & NRI Clients. Ensuring Reduced C/I ( Cost to Income Ratio) of the Branch. 100% Achievement in Advance and Third Party Investment Products.• Serving the HNI’s, Locating and Generating Business Sources, Formulating marketing strategies and planning for business development of the Branch.• Effectively managed and developed multi-product client relationships, promoted sales of appropriate banking products while accounting for their risk tolerance, source of wealth and financial objectives resulting in increase of 40% in revenue.• Responsible for identifying training need for staff and nominate them for various training programs to ensure that they are equipped with adequate knowledge and aware about job duties and company policies.• Co-ordinate with other departments of the bank such as Loans, Credit Cards, Investment Advisory and marketing etc. to meet the client needs and establish work schedules and procedures so that the assigned task can be completed within prescribed timelines.• Responsible of providing client Loans/Mortgage as per there needs : Cash Credit Limits, Overdrafts against IP’s, Advances against book debts, Loans against Govt. Securities, Auto Loans, Personal Loans, Loan against Gold, Home Loans and Agriculture Loans.• Protected the bank, client and shareholder interest by managing and minimizing the bank's exposure to risk by ensuring satisfactory audit and compliance with regulatory activities and guidelines. Show less

Depository Operation Certification.

Activities and Societies: Advising client with De-materialization and Re-Materialization of Shares/Stocks,Hypothecation /pledge.

Certificate, Anti- Money Laundering And Know Your Customer

Mutual Fund Distributors Certification

Advising Investment in Mutual Funds - Equity , Debit and Money Market Instruments.

Bachelor’S Degree, Mathematics And Statistics

Mathematics Statistics Defence Studies