Professional loan officer with over 17 years experience in the industry. I have an extensive background doing cash flow analysis in the mortgage industry for my clients offering solutions to what is for many the largest financial transaction they will do in their life. In Private Mortgage Banking I deal with complex and layered employment situations, understanding how to underwrite them and analyze how Wells I can best service your mortgage needs. We work closely with the Private Bank and can help you with portfolio loan programs that offer some unique guidelines in certain situations. While our focus is on the high net worth client, we also are able to provide access to conforming programs if they best fit your personal situation. I take pride in being a consultant first, and a loan officer second.