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Harold Jacobs is listed as Credit Officer at EverBank, based in Parsippany, New Jersey, United States. AeroLeads shows a work email signal at tiaabank.com and a matched LinkedIn profile for Harold Jacobs.
Harold Jacobs previously worked as Vice President, Credit Portfolio Manager at Suntrust Equipment Finance & Leasing Corp. and AVP / Credit Officer at Cit Group Inc. Harold Jacobs holds Bs In Commerce, Finance from Rider University.
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CREDIT MANAGER – COMMERCIAL LENDING, EQUIPMENT FINANCING, and LEASING Grow businesses by effectively and proactively managing riskCustomer-focused Credit / Risk professional with accomplished experience in commercial lending, equipment financing and leasing. Expertise in structuring, negotiating, and approving loans for high-tech, middle market companies, and larger corporations. Individual credit authority up to $1.85MM. Strong focus on financing technology-related equipment and emphasis on customer service, teamwork, and prompt decision-making. Consistently achieves successful and profitable customer, vendor, and dealer relationships. Recognized for effective communications skills in collaborating with sales team. Delivers results and solutions aligned with business objectives. Credit trained at major commercial bank.
Listed skills include Credit, Credit Analysis, Finance, Loans, and 11 others.
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Jacksonville, FL, US
Review equipment leasing requests on the Healthcare team on all size transactions. Deal with the company's vendors and salesforce on a nationwide basis. Negotiate with enduser company CFO's as needed on larger transactions.
Charlotte, NC, US
Reviewed, wrote-up and approved loan requests in $1-20MM range from syndications, direct and vendor groups in financing transportation, manufacturing and technology-related equipment. Strong financial statement analysis / credit skills Consistently selected by sales team as “go-to” credit specialist because of prompt decision-making and responsible.
Reviewed new equipment leasing requests on Avaya Financial Services Vendor Finance team. Managed flow of technology equipment transactions ranging from $500K to $10MM each for EMC data storage equipment / other types of equipment utilizing individual credit authority of $1.5MM. Grew EMC Corp. Vendor Program from $12MM in 2011, to $52MM in 2012, and.
Led Operations for start-up IT Lifecycle Management company in the US with headquarters in Finland. Organized back office, identified new funding sources/banks, and communicated company brand in the leasing industry as a prime source in helping end-users lease, manage, and dispose of technology equipment. Prepared credit packages for banks including.
Managed the flow of all larger ticket equipment finance loan requests from major vendor programs including EMC Corp, Panasonic, Okidata, franchise finance requests, and bank referrals. Presented all transactions over $1 million to both CoActiv and parent company Credit Committees. Booked $30MM in financing for EMC data storage equipment as a result of.
Approved commercial loan / leasing transactions up to individual credit authority of $1.85 million and presented larger transactions to Credit Committee. Decreased losses by thorough review and credit analysis, resulting in averaging less than ten basis points annually. Instrumental in loan volume growth to $200MM per year by interacting as the main.
Supervised a Credit Officer for the Major Copier Accounts and Computer Equipment Leasing divisions, with individual credit authority of $750K. Acquired new business including a national copier vendor who awarded Copelco 2/3 of financing business despite having its own captive leasing company. Losses in managed portfolio ran 40% below the company average.
Handled 3rd party discounting of lease paper from brokers, and small business loans to bank branch customers. Individual credit authority of $500k.
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Harold Jacobs works for EverBank.
Harold Jacobs is listed as Credit Officer at EverBank.
AeroLeads has found 1 work email signal at @tiaabank.com for Harold Jacobs at EverBank.
Harold Jacobs is based in Parsippany, New Jersey, United States while working with EverBank.
Harold Jacobs has worked for Everbank, Suntrust Equipment Finance & Leasing Corp., Cit Group Inc, 3 Step It, and Coactiv Capital Partners Inc.
You can use AeroLeads to view verified contact signals for Harold Jacobs at EverBank, including work email, phone, and LinkedIn data when available.
Harold Jacobs holds Bs In Commerce, Finance from Rider University.
Harold Jacobs is listed with skills including Credit, Credit Analysis, Finance, Loans, Banking, Commercial Lending, Start Ups, and Negotiation.
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