Haroon Siddiqui Email & Phone Number

Karachi

• Responsible for all the general operations of the regional office including soliciting new business, lease administration, account management, petty cash management, fund management, litigation / legal matters and liaison with the senior management. • Involved in resource mobilization i.e. deposit raising through Certificates of Investments• Developed tailor made lease financing products for different customers.• Developed operational network for lease financing and recovery of rentals etc • Evaluation & appraisal of feasibilities; preparation of credit appraisal memorandum / information memorandums for high-level executive committee.• Tough Negotiation skills for Recovery, out of court settlement & business.• Prepare Settlement proposals.• Assisted the Head of Department in the restructuring / rescheduling of non-performing leases in context of the infected portfolio of the company. • Liaison with legal counsels for court matters.• Liaison with all departments at Head Office for smooth flow of work.

Karachi

• Managed main branch operations.• Visits to clients for business development.• Market fresh lease/ working capital business.• Prepared offer letter.• Handled credit appraisal report/lease proposal evaluation reports.• Credit functions which include credit analysis, evaluation of client risk credit documentation.• Liaison with supplier, Clients and Insurance Company for lease processing.• Handed clients’ queries.• Generated different reports related to lease portfolio, data using computer based system.• Assisted and assured timely payment from the lessee. (Collection upto 02 rentals.)• Supervised marketing staff in main branch.• Coordinated with Operation, Legal, and Accounts for approval and disbursement.OTHER DUTIES/RESPONSIBILITIES• Branch coordinator (F. B. Area, Lahore, Hyderabad and Mirpur khas)• Reviewed proposals from above mentioned branches

Karachi

ACCOMPLISHMENT:Introduced innovative and unique Consumer Finance Scheme for Corporate Sector