Commercial Real Estate Banker & Owner (current)Previously: Sr. Commercial Credit Underwriter & Small Business Banker (May 2016-April 2018)

Regions Securities, LLCEnergy and Natural Resources Group - Specialized Industries• Construct internal credit memoranda to inform executive officers of the quantitative and qualitative risk aspects of clients and prospects.• Analyze client / prospect financial performance (based on both historical performance and management projections) while monitoring changes in industry regulation.• Prepare financial models, perform in-depth independent financial analysis, and evaluate… Show more Regions Securities, LLCEnergy and Natural Resources Group - Specialized Industries• Construct internal credit memoranda to inform executive officers of the quantitative and qualitative risk aspects of clients and prospects.• Analyze client / prospect financial performance (based on both historical performance and management projections) while monitoring changes in industry regulation.• Prepare financial models, perform in-depth independent financial analysis, and evaluate business plan to identify and mitigate key risks.• Ensure covenant compliance and assist with risk migration. Show less

Responsible for the underwriting of C & I, commercial real estate, and consumer loans in the Johnson County market ranging from $250,000 to $15,000,000. Spread and analyzed borrower/guarantor financial statements in order to determine debt coverage ratios, sources and uses of cash flow, and liquidity coverage. Communicated directly with Regional President to determine appropriate terms and conditions of both new money loans as well as renewals. Ordered appraisals to ensure appropriate loan to… Show more Responsible for the underwriting of C & I, commercial real estate, and consumer loans in the Johnson County market ranging from $250,000 to $15,000,000. Spread and analyzed borrower/guarantor financial statements in order to determine debt coverage ratios, sources and uses of cash flow, and liquidity coverage. Communicated directly with Regional President to determine appropriate terms and conditions of both new money loans as well as renewals. Ordered appraisals to ensure appropriate loan to value ratios. Reviewed credit bureau reports, personal financial statements, and tax returns to determine global cash flow of individuals. Assigned loan grades to all loans bases on financial condition, management, LTV, and guarantor support. Voted Chairman of Community Involvement Committee and led efforts to increase banker volunteer hours. Increased Johnson Country volunteer hours by 73%. Show less

Manage multiple ongoing projects between various departments of the bank as well as various markets throughout the country. Monitoring efficiency throughout the organization and managing continuous improvement throughout all branches and divisions. Helped to develop Mutual Fund Sweep Accounts for guests as well as maintaining those accounts. Assists CFO, FCO, and Director of Mortgage with both core bank and mortgage financial reports and projections.Head of Community Involvement… Show more Manage multiple ongoing projects between various departments of the bank as well as various markets throughout the country. Monitoring efficiency throughout the organization and managing continuous improvement throughout all branches and divisions. Helped to develop Mutual Fund Sweep Accounts for guests as well as maintaining those accounts. Assists CFO, FCO, and Director of Mortgage with both core bank and mortgage financial reports and projections.Head of Community Involvement committee, which leads organizational sponsored outreaches, drives, and fundraisers for various non-profit groups throughout the Johnson County area. Show less

Showcased excellent organizational abilities by assisting in planning of practices as well as game day operations.Showed strong communication and interpersonal skills during student-athlete recruitment.Assisted in organizing multiple golfing events for fundraising and donor recruitment which involved catering, itinerary, and adjusting scheduling conflicts.Assisted with budget administration the travel needs for a team of forty players, coaches, and staff, as well as negotiated rates… Show more Showcased excellent organizational abilities by assisting in planning of practices as well as game day operations.Showed strong communication and interpersonal skills during student-athlete recruitment.Assisted in organizing multiple golfing events for fundraising and donor recruitment which involved catering, itinerary, and adjusting scheduling conflicts.Assisted with budget administration the travel needs for a team of forty players, coaches, and staff, as well as negotiated rates with multiple hotels and bus charters for transportation and accommodations throughout the year.Accompanied and supported athletic department, and school management during networking activities with current and potential donors. Show less

Lead rehab and workout programs for pitchersAssisted head coach with game day operations and game day decisions Helped market team to communityCommunicated with different college baseball coaches throughout the country in recruiting and training student-athletes