Pat Harrison Email & Phone Number

Hanover, Ontario, Canada

Canada

Residential real estate Purchase, Sales and Mortgages from beginning to end High volume law firm. Work on files independently

Residential Title Real Estate files from beginning to end including Purchases, Sales and Refinancing.

Toronto, Canada Area

Search of title; Requests for Mortgage Statements; Requisition Letters; Statements of Adjustments; resolving title problems; ordering Title Insurance Policies and reviewing same; submitting all documentation and requests to Lenders

•Underwrote major title issues with outside Law Firms on national basis.•Consulted with U.S. offices on cross-border transactions resulting in seamless completion of multi-site projects.•Maintained a comprehensive and in-depth knowledge of title insurance policies and industry in Canada.•Created, developed, refined and disseminated underwriting procedures and protocols for both Residential and Commercial Underwriting Departments resulting in greater efficiency, consistency of underwriting response and limited effect on companies exposure to risk.•Developed underwriting standards and procedures for unique properties thereby streamlining processing of policies and providing continuity of response.•Consulted with Senior Underwriters on major underwriting decisions to assess risk.•Assisted I.T. Development Teams with creation and criteria of web based on-line commercial and residential title ordering systems and ongoing review.

Commercial Title Underwriter/Senior Law Clerk (2001 – 2003)•Managed customer queries regarding commercial title insurance, underwriting guidelines, rates and procedures and underwrote large commercial title risks over $10M having national exposure.•Reviewed commercial title orders, lawyer opinions, underwriting and drafting Commitments to Insure, resulting in customer satisfaction owing to the accuracy and responsive completion of policy orders.Residential Title Underwriter (2000 – 2001)•Reviewed residential title orders, lawyer opinions, underwriting and drafted exceptions to coverage for support staff.•Prepared and explained non-standard Schedule B exceptions with external Solicitors and maintained up-to-date knowledge of underwriting guidelines.1998 - 2000 - FCT Home Closing Services, Sr. Law Clerk