Dedicated Credit Analyst having a Proven track record of meticulously assessing credit risk, evaluating financial data, and making informed lending decisions in compliance with local regulations. Skilled in analyzing complex financial statements, conducting thorough credit investigations, and presenting well-researched credit recommendations.Collaborative team player with a strong ability to communicate effectively with stakeholders, ensuring alignment on risk assessment strategies.Proven expertise in analyzing financial data, conducting thorough credit investigations, and making informed lending decisions. Skilled in crafting detailed credit reports and recommendations to support optimal risk management strategies.MBA Graduate in Finance and Currently Working as Director LoanMint Financial Services
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Company OwnerLoanmint Financial Services Oct 2023 - PresentJaipur, Rajasthan, India -
Credit AnalystN Y C A & Co. Jun 2019 - PresentJaipur, Rajasthan, India•Experience of handling various housing , mortgage and business loans from login to its final disbursement and agreement.•Experience of various government loans schemes under CGTMSE, Mudra loans , working capital loans covered by SIDBI, loan subsidies, dealing with bankers and credit for disbursement and credit appraisal.•Credit analysis of various firms and individuals for loans by making financial reports and checking loan requirements and repay ability of the individuals.Working for preparation and managing interest subsidies offered by Rajasthan Govt. under various schemes -
Credit AnalystProowrx Knowledge Centre Jun 2023 - Oct 2023Jaipur, Rajasthan, IndiaLoan Processing|Income Calculation|KYC Verification| Initiating Legal & Valuations| Loan Servicing|Equifax Report Checking| Income Analysis| Credit Analysis LVR,DTI,FOIR,ITR Verification, Bank Statements, ITR,CTR Reports Checking|Lodgement of case| Credit Guide and Credit Proposals| Sanction Letters| Rate Calculations| RoI Pricing & Discounting|Loan Disbursement|Post Lodgement| Resolving MIR|Working On various Loan Aggregators Eg AFG, Broker Engine|Credit Reports| -
Summer InternshipAnand Rathi Shares And Stock Brokers Ltd Nov 2022 - Jan 2023Jaipur, Rajasthan, IndiaEquity Market Intern -
Human Resources InternIfortis Worldwide™ Feb 2022 - Mar 2022Jaipur, Rajasthan, IndiaHuman resources virtual Internship -
Financial AnalystMargin Sentiment Advisorys Pvt Ltd Dec 2021 - Feb 2022Jaipur, Rajasthan, IndiaFinancial Analyst Internship -
AssistantCentral Bank Of India Oct 2019 - Nov 2019Jaipur, Rajasthan, IndiaBank Audit -
Article AssistantHm Singhvi & Co. Ca Firm Aug 2016 - Apr 2019Jaipur, Rajasthan, IndiaWorked as an article assistant at one of the oldest ca firm in Jaipur.Here, I have gain experience in the Field of Accounts, Finance, Gst , Income tax , Gst audits , Bank audits, Government audits, Tax audits, cma reports, Excel , Tally , and other software's.Other than These i have got the experience of dealing with tax officials, various bankers.Dealing and managing various loans from login till disbursement. My experience Includes Housing, Mortgage, Car loans, Business and Personal loans.
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AssistantRajasthan Urban Infrastructure Finance & Development Corporation Limited , Govt Of Raj Sep 2018 - Feb 2019Jaipur, Rajasthan, IndiaWorked as an Statutory auditor for 2 years In RUDSICO. There I have being assigned duty to verify salary's, examining vouchers, of govt expenses, study various legal agreements with co. and govt. , finalize balance sheets and books of accounts, taxation, gst.
Harsh Vardhan Skills
Harsh Vardhan Education Details
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Finance And Marketing -
Accounting And Finance -
Accounting And Finance -
Accounting And Business/Management
Frequently Asked Questions about Harsh Vardhan
What company does Harsh Vardhan work for?
Harsh Vardhan works for Loanmint Financial Services
What is Harsh Vardhan's role at the current company?
Harsh Vardhan's current role is |MSME Loans|Project Finance|.
What schools did Harsh Vardhan attend?
Harsh Vardhan attended R. A. Podar Institute Of Management, The Institute Of Chartered Accountants Of India, University Of Rajasthan, University Of Rajasthan.
What skills is Harsh Vardhan known for?
Harsh Vardhan has skills like Accounting, Auditing, Roc, Financial Analysis, Financial Modeling, Financial Services, Banking, Investment Banking, Goods And Services Tax, Microsoft Excel, Python.
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Harsh Vardhan
India -
4gmail.com, gmail.com, suanfarma.com, suanfarma.com
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Harsh Vardhan
Bengaluru -
Harsh Vardhan
Cloud Developer 1 @Hpe | Knight At Leetcode Max (1922) | Specialist Codeforces (Max 1432) | 4* Codechef (Max 1888) | Vit Vellore Cse'24Saharsa -
Harsh Vardhan
Hrbp @ Tractor Junction | Mba - Hr | School Of Inspired Leadership | Ex - Acc LimitedNoida
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