Harshit Sureka Email & Phone Number

Sydney, NSW, AU

Sydney, New South Wales, Australia

Risk: Credit Strategy and Pricing

New York, United States

New York, United States

• Risk & Underwriting
• Monitored risks across Payability’s extensive portfolio and ensured the validation of payments
• Conducted underwriting and risk assessments of new e-commerce suppliers
• Developed multiple interactive dashboards for strategic decision-making
• Implemented critical risk analytics, optimizing existing risk models for increased efficiency and accuracy
• Produced daily borrowing-base files for advances and liaison directly with creditors

Kolkata, West Bengal, India

• Large Corporate Group (LCG)
• Executed credit rating assignments of large corporates (including PSUs) in the steel and mining sector
• Financial modelling detailed revenue forecasting and cash flow analysis
• Led a team of junior analysts in conducting comprehensive risk assessments to identify potential risks
• Researched industry trends, market dynamics and geo-political affairs as a part of due diligence
• Published 5+ press releases and rating rationales for internal and external stakeholders on the website

Bengaluru, Karnataka, India

• A Moody’s Investors Service Company (Corporate Ratings)
• Executed credit rating assessment of large and mid corporates including PSUs and listed entities
• Managed a diverse portfolio of 35+ corporate clients across healthcare, pharma, auto-ancillary and IT
• Conducted thorough financial analysis and risk evaluation to provide accurate and insightful credit opinions, aiding investors and lenders in making informed decisions
• Executed financial modelling incorporating detailed revenue forecasting and cash flow analysis
• Produced comprehensive credit reports and presented to the rating committee

Bengaluru, Karnataka, India

• Business Banking
• Serviced working capital funding requirements of both fund and non-fund-based limits
• Oversaw the end-to-end process of credit appraisal, underwriting, sanction, and disbursement
• Led complex deal structuring and managed a diverse corporate loan portfolio
• Maintained close liaison internally to generate high-quality leads and referrals
• Collaborated with cross-functional teams to enhance overall client satisfaction

Mumbai, Maharashtra

• Developed and successfully implemented a long-term strategic plan for 'Jalaashay', a water security CSR project
• Researched on current water stress situation in India particularly in ‘Jalgaon’ - Marico base operation
• Established a sustainable solution plan through operational transformation and strategic partnerships with farmers and NGOs
• Presented the 5-years plan to the Founder and Chairman of the company, Mr. Harsh Mariwala, and the board of directors including CEO, Saugata GuptaReceived Pre-Placement Interview (PPI)

Mumbai, Maharashtra, India

• Analysed the impact of the new IndAS on the company financials as compared to the current iGAAP standard
• Performed Six-Sigma DMAIC mapping of financial processes across the departments to identify the opportunities for automation
• Designed and implemented an efficient budgetary and approval matrix framework across departmentsReceived Pre-Placement Offer (PPO)

Kolkata, West Bengal

• Performed the functions of statuary and internal audit of private and public sector undertakings
• Conducted risk and tax assessment along with fixed assets verification as a part of various firm audits
• Acquired knowledge of methods & procedures for compilation and finalization of client accounts

Mauritius

• Prepared and analysed financial reports of the day-to-day off-shore eurocurrency transactions
• Kept track of the client accounts, SWIFT transactions, and LIBOR rates to mitigate exchange rate risk
• Catered to both individual and corporate clients for their financial requirements across the international market

Mauritius

• Organized events and presentation for the promotion of the AIESEC international internships
• Organized seminars/workshops on youth leadership, cross-culture, and community involvement
• Conducted interviews and training with the TM dept. to select and train suitable applicants

Master Of Business Administration - Mba, Finance

Activities and Societies: • Event Manager, Let’s Talk Business, Transcend'19, 2019 | • Event Associate, iAspire, Aspirant Relations Team.

Bachelor'S Degree, International Business, First Class Honors

Activities and Societies: Marketing Executive, Media Cluster, 2016 | Event Manager, MathSoc, 2016 | Volunteer, International Cultural.

High School, Commerce

ICSE & ISC