Harshit Garg Email & Phone Number

India

As a part of Model Risk Management team, I conduct thorough validation of Statistical/Quantitative models for CCAR/DFAST compliance, meticulously evaluating inputs, methodologies, assumptions, outputs, and implementation to align with regulatory requirements. Collaborating with cross-functional teams, I address model deficiencies and enhance performance. Additionally, identify and communicate model limitations, propose enhancements to bolster effectiveness, and present validation findings to stakeholders. Further, I prepare comprehensive reports summarizing findings, conclusions, and recommendations for senior management and regulatory authorities. Also, led validation initiatives for a deposits model utilizing decision tree methodology, tailored for IRR and CCAR/DFAST usages. Additionally, actively participated in User Acceptance Testing (UAT) for OPA automation initiatives, collaborated with stakeholders, executed test cases, verified system functionality, and provided feedback to ensure successful implementation of automated processes.

India

Worked as a Finance Management Consultant where I assisted the Government in achieving their financial objectives in the most optimal way. As a part of the Public Finance Team, provided consultancy services to Indian State Governments in the areas of public finance well supported by analytics. Developed ideas and recommendations to solve the client's difficult problems, and also assisted the client in putting those recommendations into action. Led the development of tax models aimed at assessing the influence of GST on tax buoyancy, leveraging time series data for strategic planning and decision-making purposes. This involved conducting comprehensive macroeconomic variable analysis to identify the most pertinent factors for inclusion in models. Additionally, prepared data, which encompassed tasks such as accessing, cleaning, addressing missing values and outliers, and formatting the data for analysis, as well as merging and splitting datasets as necessary. Utilized variety of analytical techniques including rank analysis, trend analysis, and seasonal/cyclic analysis, provided insightful assessments of these effects. Simultaneously, got engaged in Business Development activities where I prepared business proposals, concept notes, presentations, etc. in order to fetch the relevant business for Deloitte. Apart from this, ensured continuous learning at both the team and individual levels with day-to-day tasks including quantitative analysis, qualitative analysis, providing data insights, understanding client requirements and project scope, preparing project reports, client presentation, proposal preparation, business growth analysis, opportunity tracking, working across diverse teams and proving support in detailed research; analysis and ideation exercises, etc.

Delhi

Delved into complex analytics of Rural-Urban Migration dynamics and its consequential effects on poverty. My analytical focus extended to a thorough exploration of the driving forces behind rural-to-urban migration, meticulously dissecting its multifaceted repercussions on urban and rural societies, and its direct correlation with poverty rates. Employing advanced analytics methodologies, I unraveled the intricate interplay between migration patterns and socio-economic variables, revealing the challenges arising from insufficient migration management. Furthermore, I critically evaluated existing strategies and proposed data-driven interventions to counteract the negative impacts of unregulated migration, underscoring the necessity of proactive policies to promote sustainable urban and rural development while tackling poverty alleviation objectives.

Masters In Economics, Economics

B.A. Hons. Economics, Economics