Hasan Al Ali Email & Phone Number

Saudi Arabia

𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Leading the management of corporate credit distressed portfolio by focusing on restructuring, settlements, recovery, and bankruptcy proceedings, working with clients facing financial and managerial challenges, such as contractors, traders, and manufacturers, settlements, recovery, and bankruptcy proceedings, and collaborating with clients across various industries.➤ Acting as the primary point of contact for SAM-KSA with internal and external… Show more 𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Leading the management of corporate credit distressed portfolio by focusing on restructuring, settlements, recovery, and bankruptcy proceedings, working with clients facing financial and managerial challenges, such as contractors, traders, and manufacturers, settlements, recovery, and bankruptcy proceedings, and collaborating with clients across various industries.➤ Acting as the primary point of contact for SAM-KSA with internal and external parties, including regulators, auditors, board members, legal teams, engineering teams, operations, trustees, and clients, and ensuring transparent communication and coordination among stakeholders to achieve optimal resolutions.➤ Initiating legal actions and tracing assets, taking legal activities against companies and guarantors when necessary, engaging in negotiations to reach amicable settlements, and appointing asset tracers for obligors who have absconded the country, investigating potential international assets.➤ Selling assets and conducting third-party transactions, exploring opportunities for marketing and selling pledged securities to settle exposure, selling the entire exposure to third parties, such as distressed asset trader desks, and utilizing expertise in asset valuation and market conditions to optimize recovery outcomes. ➤ Supervising the reporting and managing performance, providing regular updates on the team's progress and performance through weekly, monthly, and quarterly meetings with management, and ensuring the achievement of annual financial targets, with a focus on the impact of these targets on annual increments and bonuses. Show less

𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Performed comprehensive reviews of RM/SRM proposals, evaluating various aspects such as target markets, company repayment capacities, market outlook, and industry dynamics, and formulated recommendations or views that may align or differ from those proposed by the RM/SRM, with the final decision made by management or the credit committee.➤ Conducted regular reviews of the credit portfolio, analyzing credit quality trends, portfolio… Show more 𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Performed comprehensive reviews of RM/SRM proposals, evaluating various aspects such as target markets, company repayment capacities, market outlook, and industry dynamics, and formulated recommendations or views that may align or differ from those proposed by the RM/SRM, with the final decision made by management or the credit committee.➤ Conducted regular reviews of the credit portfolio, analyzing credit quality trends, portfolio concentrations, and compliance with regulatory requirements, and identified areas of concern and proactively recommended corrective actions to ensure the bank's credit risk exposure remains within acceptable limits.➤ Collaborated with credit risk management teams, providing expert guidance and support in the development and implementation of risk mitigation strategies, credit policies, and underwriting guidelines, and worked to minimize credit losses and enhance the overall quality of the bank's credit portfolio.➤ Participated in credit approval processes and credit committee meetings, presenting independent credit risk assessments and recommendations to senior management and credit committees, and ensured sound credit decisions were made in line with the bank's risk appetite and regulatory requirements.➤ Contributed to the review and update of credit risk policies and procedures, ensuring alignment with industry best practices and regulatory requirements, and attended meetings with external auditors, addressing any concerns and ensuring compliance with audit standards. Show less

Riyadh And Dhahran

𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Managed a diverse portfolio of large corporate credit relationships, overseeing and nurturing client relationships, identified potential clients through market research, industry analysis, and networking, and collected preliminary data to assess their suitability and alignment with the bank's target market, ensuring strategic growth in the Large Corporate Banking segment.➤ Conducted introductory meetings with potential clients, gaining insight… Show more 𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:➤ Managed a diverse portfolio of large corporate credit relationships, overseeing and nurturing client relationships, identified potential clients through market research, industry analysis, and networking, and collected preliminary data to assess their suitability and alignment with the bank's target market, ensuring strategic growth in the Large Corporate Banking segment.➤ Conducted introductory meetings with potential clients, gaining insight into their business nature, needs, financial health, and future plans, and collected required documentation, such as legal documents, financial statements, and company profiles, to further evaluate their creditworthiness and potential for a successful banking relationship.➤ Collaborated with junior relationship managers and credit analysts in preparing comprehensive credit proposals, recommending the establishment of credit relationships with identified potential clients, and defined credit limits, terms, and conditions in alignment with the bank's risk appetite and credit policies.➤ Presented credit proposals to the management and credit committee, providing thorough analysis and justifications for each potential credit relationship, and ensured adherence to internal approval processes and regulatory requirements, and negotiated terms with clients to close deals.➤ Monitored the performance of the client portfolio, tracking industry trends, company developments, and financial health, reviewed and renewed credit limits based on the management/credit committee's decisions, pursued cross-selling opportunities, and maintained strong relationships with clients to ensure long-term business growth. Show less

Worked as corporate relationship manager in the large corporate segment

Worked as corporate relationship manager