New Business Processing Underwriter
Current-- Ensure efficient on-boarding of new vehicle finance customers, introduced via a supporting network of dealerships and credit brokers.- Liaise with customers, dealerships, brokers and third parties advancing my customer service skills.- Reviewing and decisioning over 100 applications everyday within our service level agreement of 15 minutes.- Vigilant of potential risks before lending when processing customer applications.- Achieved a full underwriting mandate of £20,000 on the near prime product and an underwriting mandate of £55,000 on the prime product.- Led the implementations and improvements changed to the team’s HPI procedure when processing an application, overall reduction in outbound calls across the team.- Exceptional knowledge of near prime and prime vehicle finance markets and excellent proficiency of lending criteria.- When activating new vehicle financial loan agreements, I ensure successful checks on customer identity, verification, and affordability, before authorizing disbursement of funds. - Accountable for all underwriting queries, resolution of issues and decisions in principle for new cases.- Established consistent attention to detail with cross-referencing information held or supplied. - Computer literate with exceptional competence in Microsoft Word, Excel, PowerPoint, and Foxit.- Exceptional time management skills allowing completion of personal work obligations with additional senior responsibilities such as creating a Rota, training new members to the team and colleagues in different departments.
