● Advise the C-suite and senior leadership on financial planning, capital budgeting, operating plan budgeting, and cash flow● Developed an advanced financial statement forecasting and profitability modeling containing full automation including capital financing. This resulted in accuracy and refined monthly variances to less than 3% in loan balances (from over 10%)● Designed portfolio valuations supporting new vertical expansions and go to market (GTM). This led to securing 4 captive deals that are expected to generate over $450M in originations and $50M in revenue in the first year● Managed the fair value process for loan assets, including calculating fair value marks and coordinating with external valuators. Streamlined the process with automation, improving accuracy and speed.

● Head of Finance for the unsecured personal lending business portfolio of over $10B in loan balances and $1B in revenue, advising executives on financial strategy and performance● Developed go-to-market models to support new verticals resulting in over 50% portfolio growth● Generated corporate overhead savings of $3.6M annually via a thorough reconciliation of LOB cost allocations and identification of incorrect allocations to the business● Boosted Net Income by $6M by crafting opportunity profitability analysis and reallocation of budget to channels that earn higher Return on Investment (ROI)● Built a financial model to forecast multi-variable marketing return outcomes, resulting in an increase in net income of $6M through reallocation of budget to more profitable channels● Created financial models and business cases to support current performance, new investments, and new contracts and partnerships, including marketing campaigns. The models highlighted key financial metrics such as net present value (NPV), return on assets (ROA), return on investment (ROI), and profit and loss (P&L) scenarios● Mentored a team of 2 direct reports and provided support and a positive culture● Collaborated with business partners on cost saving strategies, identified efficiencies, and controlled operating expenses, resulted in lower vendor spend, improved cost management and lower procurement errors

● Created and executed financial models to analyze pricing and profitability of products and services, resulting in enhanced pricing strategies and profitability margins● Generated and communicated comprehensive monthly financial reports, including GAP analysis, to executive leadership, fostering improved business performance visibility and decision-making

● Utilized discounted cash flow (DCF) and return on investment (ROI) models to support management of capital investments and deal negotiations● Developed and implemented a robust 5-year rolling forecast model with detailed schedules on bookings, revenues, and expenses. Revenue model totaled over $1B in annual revenue across all revenue streams, including Software as a Service (SaaS), License/Maintenance, Services, and subscriptions● Developed and maintained performance reporting covering pipeline trends, bookings forecasts, revenue segmentation, gross margin analysis, and various key performance indicators (KPIs) for Senior Management and Executives, resulting in improved visibility into business performance and decision making● Provided sales support and strategic guidance on contract negotiations, approved contract terms to optimize revenue models, and served as a gatekeeper for adherence and compliance to Generally Accepted Accounting Principles (GAAP) revenue recognition guidelines and Vendor Specific Objective Evidence (VSOE)● Led month-end close, GAP analysis and provided audit support for external auditors, resulting in improved financial accuracy, compliance, and audit readiness

• Created bank processes and supported all audit inquiries and reporting • Ran business metrics on operation procedures which increased productivity • Created loan amortization schedules and reconciled accounts