Hatem Magdy Email and Phone Number

• Evaluating the credit worthiness of potential customers.• Creating credit scoring models for risk assessments.• Approving facility memos for potential clients and renewal facilities for the existing clients.• Calculating and setting loan interest rates.• Negotiating the terms of the loan with new clients.• Ensuring all loans and lending procedures comply with regulations.• Maintaining records of all company loans.• Monitoring loan payments and bad debts.• Reviewing and updating the company’s credit policy.• Cooperate with the other departments as financial and legal to reach to the right decision.

• Receiving credit and loan applications .• Reviewing documents to ensure their completion and precision.• Performing risk analyses and using the findings .• Informing clients about the outcomes of their credit applications.• Negotiating interest rates and payment plans that account for the potential risks identified earlier.• Supervising the repayment of funds and contacting defaulters to tend to their accounts with urgency.• Providing additional financial support to eligible and steadfast clients upon request.• Compiling a database of regular defaulters and reporting them to the relevant bodies, as appropriate.• Working towards maintaining and advancing the financial status of our institution.