• Budget Preparation and Management: Developed, implemented, and monitored budgets to ensure financial targets were met. • Financial Analysis: Conducted detailed financial analyses to assess company performance and provide actionable insights for strategic decision-making. • Evaluation of Investment Alternatives: Assessed potential investment opportunities and presented recommendations to optimize returns. • Expense Management: Reviewed and controlled operating expenses to maintain cost efficiency and alignment with company goals. • Accounts Payable and Receivable: Managed payment processing, reconciliations, and ensured timely billing and collections. • Banking Operations: Oversaw checks issuance, deposits, and bank reconciliations to ensure accurate financial reporting. • Compliance and Reporting: Ensured adherence to financial regulations and prepared detailed financial reports for stakeholders.

Canadian experience as the job involves intensive exposure to retail clients Participation in the development and implementation of technological solutions through the use of Planogram to improve the customer experience in the retail sector.Collaboration with a multidisciplinary team to analyze customer needs and propose innovative solutions through reports Contribution to the optimization of sales operations using data analysis and inventory management tools.

Branch Manager - Retail and SMEs and MortgagesAchieved and increased the volume of business by 20% annually by leading changes, coaching team and efficient allocation of resourcesProvided facilities to retail client and “SMEs” small and medium enterprises Managed risk by adhering to compliance routinePromoted personal banking (accounts, deposits, overdrafts, loans, credit card)Performed Trade business (letter of credit, letter of guarantee)

Official distributor for Johnson and Johnson Establish sales volumes and objectives by forecasting to distribute products if ( Johnson and Johnson)Maintained product mix by continuous monitoring of supply and demand , changing market trends and competitors Ensured target and kPI figures are delivered by coaching field force

Reconciled accounting entries for establishing a consolidated financial positionParticipated in budgeting, costing and conducted financial statementStudied KPI and SWOT and sensitivity analysis to report future recommendationsMonitored A/R aging schedules,

Increased the volume of business by22%Promoted retail business (accounts, deposits, overdrafts, loans, credit card)Performed trade business (letter of credit, letter of guarantee) to SMEs

Conducted market visits to prospect clients and companies Understood customer request by tailoring products Opened accounts, deposits, overdrafts, loans, credit cardPerformed trade business (letter of credit )

Executed daily operations for credit clients Prepared financial statement analysis

Promoted wide range of insurance plans Performed underwriting process to clients to provide best insurance scheme