Hatim Bghiel work email
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Hatim Bghiel personal email
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Passionate about Technology, AI, Data & Digital and their applications on the banking sector. Agile Mindset.I am very curious, lifelong learner and always hungry for new knowledge.As an engineer and thanks to my long carrier, I have a very high problems solving skills, a strong adaptability to various situations (critical observation, open-mindedness and initiative) and a high degree of creativity (innovation, divergent thinking, experimenting).I have also a rich experience in Teamwork (coaching, leadership, conflict management, idea exchange).Over 20 years career in the Banking industry, with an international experience in 3 countries (France, Morocco and Spain).As a senior multi-skilled Executive, I have held various positions with many varied achievements. My areas of expertise are:- Credit Risk Management (Regulation, Reporting, Risk Policy, Risk Appetite, Anti-Fraud Policy, Decision-making tools...) - Data & Analytics (Analytics, Scorings, Data Science, Portfolio Monitoring, Data Management, BI)- Project Management (x-functional projects)- Transformation (Continuous improvement approach, Process Automatization, Digital Transformation, Digital platform, Digital Onboarding …) - Operations (Underwriting, Customer Service)
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Head Of Biz Dev - IberiaJyn Info ConseilMadrid, Es
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Head Of Biz Dev Iberia | Senior AdvisorJyn Info Conseil Jun 2024 - PresentMadrid, Comunidad De Madrid, España
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Senior Banking AdvisorHb Ipsum Consulting Oct 2019 - PresentMadrid Area, SpainHelping financial institutions with their Transformation | Digital | Innovation, Data & Analytics and Risk Management issues, driven by my deep knowledge of the sector and its disruptors (BigTechs & FinTechs) and my big interest and follow-up of those subjects.My fields of expertise are:- Transformation's Programs | Digital | Innovation (B2B2C Digital channel, Digital Onboarding, Process digitalization, CRM, RPA...)- Data & Analytics (Data Management, BI, KPI's, Decisionning Systems, Scorings, Data Analytics, Data Science...)- Risk Management (Risk Policy, Risk Appetite, Fraud Management, Regulation, AML...) - X-functional Projects (IT implementation, New Products, Process Optimization, Agile...) -
Portfolio Account ExecutiveTeamwill Jan 2024 - Mar 2024Madrid, Community Of Madrid, Spain -
Director - Senior Consultant & Head Of Biz Dev - Teamwill IberiaTeamwill Mar 2022 - Dec 2023Madrid, Community Of Madrid, Spain
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Chief Analytics & Risk Officer – Digital Transformation Active Member - Board Of Director'S MemberSalafin Groupe Bmce Jan 2015 - Jun 2019Casablanca, Morocco4 Teams, 43 people• Leading the Data & Analytics issues (from Data management to BI and from Analytics to Data Science) • In charge of the definition, the execution and the monitoring of the Risk Policy, the Risk Appetite and the Anti-Fraud policy• Responsible for Risk & Regulatory Projects • In Charge of the Internal control (Operational Risks, Permanent Control & BCP - Business Continuity Plan) • Responsible for UnderwritingsAnd a very active Digital Transformation member:Leading:• The Car dealers’ digital channel, through a platform:o Design & Implementation of tools (App and a site)o Process Designo Create a team to manage those partners• The set-up of a BI system (end-to-end)• The implementation of a CRM toolAnd very involved in:• The digital onboarding – lending• Process Digitalization -
Chief Risk Officer - Board Of Directors MemberSalafin Groupe Bmce Jan 2012 - Dec 2014Casablanca, Morocco4 Teams, 25 people• In charge of the definition, the execution and the monitoring of the Risk Policy, the Risk Appetite and the Anti-Fraud policy• Responsible for Risk & Regulatory Projects • Leading the Analytics issues • Responsible for UnderwritingsAnd Interim Chief Internal Audit Officer & Chief HR Officer: In addition to my duties of CRO, the Board entrusted me the restructuring mission of those 2 departments:• Reorganization• Staffing• Delivery & Supports improvement (under best standards)• Process improvement and Automatization (HR)
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Risk Analytics DirectorSalafin Groupe Bmce Jun 2006 - Dec 2011Casablanca, Morocco• Creation of the Risk & Analytics Department • Staffing: 5 Business Analysts • Internalization of studies and reports, previously entrusted to external firms • Design of Models and scorings
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Operation’S DirectorSalafin Groupe Bmce Sep 2002 - May 2006Casablanca, Morocco• Transformation and management of 2 Departments: Underwriting and Customer Service • Creation of a Risk & Analytics Unit
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Risk & Operations SeniorSalafin Groupe Bmce Jul 1999 - Sep 2002Casablanca, Morocco• Credit risk: set up of the first rules and scoring models with international consulting firms, definition of the Risk policy • Underwriting• Customer Service
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Black Belt - QualityGe Money Bank 1998 - 1999Paris Area, FranceLeading Quality Projects - using the 6 Sigma methodology: A continuous process optimization, such as:• Sales force optimization• reducing attrition on mortgage loans
Hatim Bghiel Skills
Hatim Bghiel Education Details
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Big Data & Analytics -
Master'S Degree - Projects Management -
Engineer'S Degree - Materials
Frequently Asked Questions about Hatim Bghiel
What company does Hatim Bghiel work for?
Hatim Bghiel works for Jyn Info Conseil
What is Hatim Bghiel's role at the current company?
Hatim Bghiel's current role is Head of Biz Dev - Iberia.
What is Hatim Bghiel's email address?
Hatim Bghiel's email address is hb****@****fin.com
What schools did Hatim Bghiel attend?
Hatim Bghiel attended Esic Business & Marketing School, University Of Paris I: Panthéon-Sorbonne, Sup Galilée.
What skills is Hatim Bghiel known for?
Hatim Bghiel has skills like Risk Management, Banking, Credit, Credit Risk, Operational Risk, Internal Controls, Corporate Finance, Financial Services, Financial Risk, Portfolio Management, Business Strategy, Financial Analysis.
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