35+ years experience in both managing Global Financial Services & Insurance - IT & Business Units as well as applying Operational Business Process changes and Technology Solutions. Currently focused on developing and designing "Customer as a Platform", Robotic Process Automation and API Economy business models. Heavy use of Digitized Marketing, Mobile, Business Process Re-engineering, New Business Models, Fintech threat assessment, Financial Marketplace economic models, Customer Experience Management, Social, Mobile and Analytic Strategies. Large focus on driving Share price factors, achieving lowest cost structures, reducing operating and balance sheet risk. Primary author of IBM's newest Strategies on Hybrid Cloud, Watson Analytics, and overall Digitization Strategies. Digitization Strategies include Unified Communications, Robotics, Risk Management, Financial Marketplaces, Fintech and Mobile Strategies which allows both real time Balance Sheet Management in the Global Financial Services Verticals and where the objectives are not to just predict outcomes, but to beat the predictions and at the speed of Markets while also knowing what impacts to share price are occurring on a real time basis. Strategies also include the redefining the four major criteria for ongoing Partnership Models in a Digital World.Former COO, CFO, CIO and CMO for major U.S. Regional Bank (now BofA) and Global FS Insurance Firm. Co-founder of one of the first "Digtized/Virtualized" FinTech Financial Services (Meltife Bank) in the U.S. and achieving profitability in 90 days. 6 time Master Black Belt in 6 Sigma Lean for new Business Process and New Business Model Development. 18 years of Global Consulting - applying/justifying Technology, including Channel Partner Solutions Development, Go To Market, and Client CxO Business Consulting to align IT Investments with Business Strategy Execution. Experienced in Global Regs/Directives and technologies such as ITIL, Basel, Solvency, Sarbox, FFIEC, HIPAA/GLB/DPD and Global Privacy Law.Selected list of former Clients include Citi Group, Bank of America, Bank of Tokyo, ANZ, Bank of Central America, Aetna, CIGNA, CNP, Banco Chile, Bank Itau, Barclays, UBS, State Farm, Travelers, The Hartford, AIG, SONY LIfe, Lloyds of London, Toyota Japan, Mitsubishi Motors, Honda, General Motors, United Technologies, John Deere and Caterpillar. Internal Clients include Cisco Systems for Quote to Cash, Juniper Networks for Strategic Global Sales and Good Technology for short and longer term revenue sales to drive share Price.
Listed skills include Go To Market Strategy, Cloud Computing, Strategy, Enterprise Software, and 46 others.