Alumni of Carnegie Mellon University and University of Illinois at Champaign-Urbana (Ph.D. in Organic Chemistry). Thirty four years as research chemist and manager with DuPont, ICI, INEOS Acrylic and Lucite International.Second career as a Florida Registered Investment Adviser with ability to work with clients in all states. Most clients use fee-only services for unbiased advice and opinions on personal investment and other financial goals. Works primarily with mid-career professionals planning retirement and those recently retired and looking for income.Specialties: fee-based financial planning; small business benefits; retirement planning and retirement income; life, disability and long term care insurance."Securities offered through Fortune Financial Services, Inc. Member FINRA/SIPC. Hayden Lipp Financial Services LLC and Fortune Financial Services, Inc. are separate entities."