Hiren Patel personal email
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✦ Igniting Growth Through Disruptive Innovation, Strategy Development, Analytics and Risk Management I am an agile, entrepreneurial, solutions-focused Financial Service / FinTech Executive who delivers disruptive and innovative products, services, and analytical methodologies to create economic value and drive impressive business growth and profitability within startup to Fortune 500 consumer, FinTech, and real estate environments. I influence the direction and actions of the organization by assessing the risk appetite, formulating and implementing new financial, marketing and credit risk strategies to drive revenue and profit growth within the company. I build teams that bring subject matter expertise in risk management, revenue production and business growth. I possess a natural talent for bringing clarity to and fostering trust and dialogues with C-suite, internal, and external stakeholders, gaining consensus on strategies that impact all facets of the company. I am a Quantitative Trader who delivers disruptive strategy innovations through quantitative, financial, and statistical analysis. I am an expert in Python programming to develop and deploy automated trading strategies that leverage machine learning algorithms to drive portfolio performance. I have extensive knowledge and understanding of trading in equity, futures and options markets. I bring a solid statistical foundation to key business decisions given my extensive experience in credit risk management, financial and marketing analytics. I've applied these analytical skills in conducting extensive data analysis and research to develop profitable trading strategies and deploying such strategies through machine learning models. Specialties include: Financial Product Innovation | Revenue Growth | Operational Efficiency | Mentoring for Success | Strategic & Tactical Planning | Financial Analytics | Marketing Analytics | Multichannel Marketing | Entrepreneurial Ventures | Digital Marketing | Relationship Management | Portfolio & Asset Management | Credit Risk Management & Analysis | Policy & Product Innovation | P&L Management | Revenue Growth | | Infrastructure Development | Cross-functional Team Building | Leadership | Mentoring | Fortune 50 Billion $ Negotiations | Machine Learning | Unsupervised & Supervised Learning Models | Technical & Fundamental Analysis | Quantitative Algo Strategy Development | Statistical Modeling | Options & Futures Trading | Quantitative Data Analysis | Python Programming Expert
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Co-Founder And CeoEquitysmithPlano, Tx, Us -
Founder | Chief Executive OfficerNumetro Home Solutions Corp. 2009 - PresentFounded, established and started this real estate investment firm with focus on two core strategies: ‘Buy, rehab, and hold’ and ‘Buy, rehab, and sell’ in one of the fastest-growing large metro areas in the US. Lead business development, marketing and acquisitions, vendor management, contract negotiations, finance, accounting, and investment analysis. ✔ Produced annualized unlevered fixed income business yield of 8% vs. bond and stock dividend yields of <4%, 19% levered fixed income yield vs. bond and stock dividend yields of <4%, and unlevered total equity returns of 15% and levered total equity returns of 37%. Achieved business revenue annual CAGR of 56% over seven years with accelerating growth moving forward.
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Founder | Managing DirectorCromwell Capital Management 2016 - PresentFounded Cromwell Capital with a goal of diversifying investments away from hard to more liquid assets. Employ sophisticated options trading strategies, including algorithmic, for day, swing, and trend trades.✔ Implemented advanced technical analysis tools enhance trading strategies and processes. Completed 24 months of extensive options strategy testing and analysis. Testing and analyzing AI and ML strategy tools to further optimize trading strategies.
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Co-Founder | Chief Credit OfficerImpresa Financial 2016 - 2019Recognized gap in market for entry of customized equipment financing products tailored to vendors in the automated self-service, retail kiosk technology space. Oversaw full scope of credit management and credit policy development. ✔ Produced $10M sales pipeline in two years and shaped A/B credit quality deal flow pipeline from a market of below-average credit customers. Closed $2M in financing in 2018. Executed merger with Enterprise Lease Solutions, a larger equipment finance company in 2019.
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Chief Credit OfficerNoesis Finance 2015 - 2016Austin, Texas, UsDeveloped and led credit risk management function for fintech startup, within equipment finance space. Strategically deployed technology-driven credit decision engine to deliver point-of-sale credit approvals for building equipment vendors. ✔ Amplified applications 400% through multipronged approach, which introduced new credit products, quickened credit decisions, and streamlined operations. Improved loan originations from <$1M to >$5M annually. Played integral role in formulating and executing exit strategy, which resulted in sale to LeaseQ. -
Director – Financial ServicesSam'S Club Division, Wal-Mart 2009 - 2015Bentonville, Arkansas, UsOrchestrated and innovated new financial products and services targeted at small businesses and individuals to drive P&L growth. Managed team of senior managers and executed complete scope of strategic planning, risk management, finance, analysis, supplier management, marketing, and contract negotiations for product launch. ✔ Delivered $6B in incremental credit sales on $18B base by spearheading development of new credit card product. Drove ~$2.5B incremental sales increase with the launch of two of the company’s largest strategic growth initiatives in a decade. Negotiated multibillion-dollar contract that drove $2.4B in P&L and customer value over six years, a 93% increase in total value to business. -
Principal | General ManagerHdp Capital Solutions, Llc 2008 - 2009Leveraged expansive experience in the founding and management of a personal consulting firm, supporting and building a network of bankers, brokers, attorneys, and accountants. Completed $2.5M+ in client funding. Achieved profitability in less than 12 months; increased revenue 60% and profits over 10 times in second year.
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Senior Director - Infrastructure Services Strategy | Analysis – Auto FinanceCapital One 2007 - 2008Mclean, Va, UsProgressed from Senior Business Analyst, US Card – Partnerships to positions of increasing accountability and accomplishment, culminating with oversight of four teams comprised of 22 professionals across strategy, analysis, budgeting, and reporting within $24B auto lending unit, with $220M operations budget.✔ Reduced losses by approximately $60M through credit strategy innovations. Cut operating expenses ~10% in one year, representing $30M, by adopting new offshore/outsourcing operating model. Conceived and implemented risk model algorithms that resolved delinquency and improved market segmentations. -
Senior Director - Risk Operations Strategy | Analysis – Auto FinanceCapital One 2005 - 2007Mclean, Va, UsDirected team of 12 responsible for credit risk strategy and analysis of $24B auto loan portfolio. Devised risk operations and servicing strategies which were instrumental in achieving portfolio growth rates of ~10%-15% CAGR. Slashed credit losses ~$10M concurrent with reducing operating costs ~$18M.
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Director - Marketing | Analysis – Credit Card GroupCapital One 2003 - 2005Mclean, Va, UsDrove financial, economic, statistical, and market analyses for all new credit product rollouts. Headed team of 15 cross-functional assets and $20M. Launched three breakthrough products that helped drive GAAP NIAT (Net Income After Tax) growth from $40M in 2003 to $70M in 2004 and $110M in 2005.
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Business Manager - Marketing | Analysis – Loans GroupCapital One 2001 - 2003Mclean, Va, UsGuided and empowered team of six with oversight of operational staff of 30. Spearheaded build of two startup businesses to $400M+ in booked assets less than two years. Created rapid automated credit risk decision system, which achieved portfolio "net adjusted charge-offs" rate of 1.5% vs. financial forecast of 4%, generating $12.5M+ in value.
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Senior Business Analyst - Us Card – PartnershipsCapital One 1999 - 2001Mclean, Va, UsGrew year-over-year business 80%; increased fee revenue NIAT $40M through new product launches and revamped compensation structure.Earlier career progression:Assistant Vice President, Citigroup/AT&T Universal Card Services – Jacksonville, FL: Grew receivables from $360M to $2B, exceeding goal by $800M, while increasing revenues from $10M to $50M+.Manager/Associate Targeting Manager, Card Portfolio, Target Marketing and Analysis, AT&T Universal Card Services – Jacksonville, FL
Hiren Patel Skills
Hiren Patel Education Details
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Northwestern University - Kellogg School Of ManagementMaster Of Business Administration (M.B.A.) -
University Of VirginiaMis And Economics)
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King George V School - Hong Kong, ChinaHigh School
Frequently Asked Questions about Hiren Patel
What company does Hiren Patel work for?
Hiren Patel works for Equitysmith
What is Hiren Patel's role at the current company?
Hiren Patel's current role is Co-Founder and CEO.
What is Hiren Patel's email address?
Hiren Patel's email address is hi****@****ail.com
What schools did Hiren Patel attend?
Hiren Patel attended Northwestern University - Kellogg School Of Management, University Of Virginia, King George V School - Hong Kong, China.
What skills is Hiren Patel known for?
Hiren Patel has skills like Strategy, Strategic Planning, Business Strategy, Marketing Strategy, Banking, Small Business, Segmentation, Financial Analysis, Analytics, Business Analysis, Strategy Development, Credit.
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