Heartsill Ragon III is a real estate, business and finance attorney with Gill Ragon Owen, P.A., Little Rock, Arkansas. He has been awarded an AV rating ("preeminent") by Martindale-Hubbell, and has been recognized in the area of commercial and real estate law by the national legal directory Chambers and Partners.He focuses his practice on the representation of banks and finance companies in their loan closing, defaulted loan work-out, and foreclosure matters; the representation of large-scale timeshare and subdivision developers in their acquisition, financing, sales practices, hypothecation and disposition matters; the representation of issues, underwriters and purchasers of municipal bonds; and the representation of a variety of businesses in their corporate and commercial matters. A full biography of Mr. Ragon's experiences can be found at: http://www.gill-law.com/html/attorneys/:name_for_url.html?name_for_url=Heartsill_RagonMr. Ragon is a frequent lecturer and author of a variety of articles pertaining to municipal finance, resort and residential development, and business acquisition matters. He can be reaced at ragon@gill-law.com; or 501-376-3800Specialties: Banking law; commercial real estate acquisition and finance, development and financing; loan documentation and closing; resort development, acquisition and finance; business entity formation; private equity placement documentation; acquisiton, merger and dispositon; strategic alliance and complicated contracts drafting and documentation