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Self-motivated and result oriented finance and sales professional with over 20 years of experience combined in positions of increasing responsibility and duties. Top-performer with a track record of consistency of meeting and exceeding sales goals as well as customer expectations. Skilled at educating customers on loan and insurance option’s, while improving credit awareness and meeting their needs and expectations. Team player with strong communication skills: verbal, written, interpersonal, presentations, and rapport building. Sales Management Loan/Account OriginationsCustomer Service Relations Regulatory ComplianceStaff Training and Development Relationship BuildingNew Business Development Communication (Negotiation and Persuasion Skills)Account Management Branch Management
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President/CeoBh Processing Aug 2020 - PresentNashville, Tennessee, United StatesFounding partner of BH Processing. The process of taking a business from idea to reality has been humbling. We have taken BH Processing from a conversation to a thriving business that is growing and progressing in a crowded industry. BH Processing is here for one simple reason, to be a Blessed Haven for every customer, dealer and employee we come in contact with. -
Retail Sales ManagerMariner Finance Feb 2015 - Aug 2020Cover Alabama, Georgia, Tennessee And KentuckyHave grown current portfolio from $65,000 a month to over $3,500,000 dollars a month in just over 5 years. Top producer for 4 years averaging 200 dealers a year and maintaining 100% volume increase year to year. Job PurposeResponsible to develop and maintain a retail installment portfolio within an assigned region. RSM will market company approved programs through direct solicitation and in conjunction with the branch offices in the assigned region to meet or exceed company objectives. RSM will also provide retail guidance and support to the branches as needed on retail related issues. This position reports to the Regional Sales Manager.Essential Duties- Develop new business by visiting dealers and promoting the company’s retail finance programs- Determine what is necessary to win new business by offering competitive yet profitable plans.- Follow up existing dealers by verifying they are serviced properly and institute changes where necessary.- Work with Regional Sales Manager to determine profitability of continued relationships and make adjustments in business as required.- Assist the branches with retail related issues as needed- Work with Regional Sales Manager to develop programs for dealers throughmarket analysis- Maintain strong working relationships with headquarters retail groups, field management and branch offices.- Complete and provide timely reports to management as requested. -
InstructorThe Factory At East Ridge Aug 2014 - Nov 20185330 Ringgold Rd, East Ridge, Tn
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Branch Manager/ Market LeaderFirst Volunteer Bank Oct 2013 - Jan 2015Fort Oglethorpe, GaThe primary responsibility of the Market Leader is to provide quality service to customers of First Volunteer, and to sell First Volunteer financial products and services to customers, potential customers, provide leadership to Branch employees, and manage the day-to-day functions of the Branch. The Market Leader works as the Branch team leader to ensure individual and Branch goals are met.• Maintain a working understanding of all financial products and services sold by First Volunteer• Understand competitor bank products and services and advantages of First Volunteer offerings• Increase the deposit and loan base of the Branch based on goals established around market opportunity• Provide leadership and participate in the Branch sales incentive program• Ensure development of written performance goals for individual employees and the Branch as a whole• Conduct weekly sales meetings and weekly clinics with employees to review sales & service skills, productknowledge and individual Branch performance goals and achievements• Market and sell all First Volunteer financial products and services and make referrals to other appropriate salesareas, including commercial banking• Retain Branch customers and increase the level of financial products and services used by these customers• Solicit new business through in-person calling, telephone sales and appreciation calls
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Branch ManagerSpringleaf Financial Services Feb 2005 - Oct 2013Chattanooga TennesseeBranch Manager of consumer finance company with outstandings over $13 million with a mixture of real estate loans, consumer installment and revolving loans, along with retail financing.• Manage sales of consumer products, insurance, loans, underwriting, customer service, collections, litigations, repossessions, foreclosures, bankruptcy working within company, federal, and state regulations and procedures• Supervise hiring, training, staffing, and coaching 3 to 4 branch employees while overseeing monthly production and collection goals• Establish and maintain business relationships through referral business and retail dealer financing. Maintain working relationships with dealers through purchases, processing and funding of sells.Selected Accomplishment:• Federal and State Mortgage loan originator license -
Branch ManagerSpringleaf Financial Services Feb 2005 - Oct 2013
Heath Parham Skills
Heath Parham Education Details
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Dalton State CollegeEducation -
Dalton State CollegeEducation
Frequently Asked Questions about Heath Parham
What company does Heath Parham work for?
Heath Parham works for Bh Processing
What is Heath Parham's role at the current company?
Heath Parham's current role is Founding Partner of BH Processing.
What is Heath Parham's email address?
Heath Parham's email address is hp****@****nce.com
What is Heath Parham's direct phone number?
Heath Parham's direct phone number is +141034*****
What schools did Heath Parham attend?
Heath Parham attended Dalton State College, Dalton State College.
What skills is Heath Parham known for?
Heath Parham has skills like Customer Service, Sales, Loans, Team Building, Credit, Finance, Mortgage Lending, Consumer Lending, Coaching, Leadership, Banking, Credit Analysis.
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