Heather Sacrison Email & Phone Number

Sioux Falls, South Dakota, United States

Sioux Falls, South Dakota, United States

Sioux Falls, South Dakota, United States

Sioux Falls, South Dakota Area

Sioux Falls, South Dakota Area

Eden Prairie, Mn

-Update and maintain the Risk Assessment and Applicability Matrix for consumer credit regulations-Manage a team that partners with business teams to implement and execute the compliance program, including:--Tracking and developing compliance business requirements related to regulatory change or compliance risk mitigation--Process mapping--Compliance risk and control identification--Compliance transactional testing and regulatory audits--Independent monitoring of established line of business compliance controls in real time--Issues list management--Validation of issues post remediation--Compliance business requirements for new product development--Follow-up with accountable business teams to drive consistent and timely execution of compliance testing and monitoring issue remediation--Compile, update and prepare reports and root cause analysis on risks and controls identified through the compliance transactional testing and monitoring activities

Eden Prairie, Mn

-Query, analyze, and manipulate customer credit data for input into statistical models in SAS or R that test for compliance with regulations. Evaluate risk based on results.-Monitor business operational issues through to remediation, validate remediation is completed successfully, and assist business with setting up self monitors for early detection of issues.-Develop a holistic complaint reporting structure for internal compliance stakeholders to validate performance.-Create process maps of business operations to understand areas of compliance and credit policy risk.

Sioux Falls, South Dakota

-Analyze historical losses and predict future losses on student loan insurance product.-Calculate the amount needed in reserve for future losses while taking into account the present value of expected future premiums and expected future recoveries.-Price the insurance product programs appropriately based on an analysis of losses, economic factors, and desired margin.

Sioux Falls, Sd

-Perform ad hoc and regular reporting requests for Sales, Marketing, Operations, and Legal-Price credit lines for customers based on credit criteria analyses.-Assisted with customer service calls and writing of standard operation procedures as needed.

-Create automated monthly processes for reporting on life insurance products.-Manually calculate policy values (surrender value, cash value, etc.) on policies with a loan taken out against them.-Assist in asset and liability management including reserving and ratemaking.

-Contact delinquent customers, including charged off accounts, to inquire on overdue credit card invoices. -Assist in payments including hardship payment programs, settlements, and autodrafts.-Update customer information pertaining to the portfolio.

Master'S Degree, Data Science

Bachelor Of Science, Mathematics