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Heather Cumbo Email & Phone Number
Underwriter
at
Atlantic Coast Mortgage
1 work email found
@acmllc.com
LinkedIn matched
✓ Verified May 2026
3 data sources
Profile completeness 86%
Current company
Role
Underwriter
Location
Jacksonville, Florida, United States
Who is Heather Cumbo? Overview
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Quick answer
Heather Cumbo is listed as Underwriter at Atlantic Coast Mortgage, based in Jacksonville, Florida, United States. AeroLeads shows a work email signal at acmllc.com and a matched LinkedIn profile for Heather Cumbo.
Heather Cumbo previously worked as Underwriter at Caliber Home Loans, Inc. and Underwriter at Atlantic Bay Mortgage Group.
Company email context
Email format at Atlantic Coast Mortgage
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{first_initial}{last}@acmllc.com
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AeroLeads found 1 current-domain work email signal for Heather Cumbo. Compare company email patterns before reaching out.
Profile bio
About Heather Cumbo
Heather Cumbo is a Underwriter at Atlantic Coast Mortgage. She possess expertise in mortgage lending, banking, loans, mortgage banking, fha and 26 more skills. She is proficient in English. Colleagues describe her as "I have directly managed and worked with Heather for the better part of the last 10 years. She is an outstanding person who is focused on getting results and completing projects in a timely and organized fashion. She is detail oriented and is always prepared for what she is undertaking. Heather is an excellent team player and can work with many different levels with in an organization. " and "It is with great pleasure that I write this recommendation for Heather Johnson. Heather and I worked together for about 5 years at Citigroup in the early 2000s; and her performance was always above average. She has a very strong work ethic, a positive attitude, and was a very knowledgeable salesperson during that time. Her communication and relationship skills were impressive; and Heather utilized those attributes to build a great business in her local market. Heather was also very… Show more"
Listed skills include Mortgage Lending, Banking, Loans, Mortgage Banking, and 27 others.
Current workplace
Heather Cumbo's current company
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10 roles
Heather Cumbo work experience
A career timeline built from the work history available for this profile.
Underwriter
Current* Analyze and evaluate financial information that includes calculations, asset verification, and collateral and credit reviews in accordance with mortgage servicing guidelines, underwriting guidelines, and Fair Lending Practices for FHA, Conforming, Non-Conforming, USDA, DPA and Bond loan products.* Implemented a new loan review process that resulted in a.
Dec 2020 - Present
Underwriter
* Collaborated with the compliance team to ensure adherence to all federal, state, and local regulations, resulting in a 100% compliance rate. * Analyze and evaluate financial information that includes calculations, asset verification, and collateral and credit reviews in accordance with mortgage servicing guidelines, underwriting guidelines, and Fair.
Apr 2020 - Nov 2020
Underwriter
* Analyze and evaluate financial information that includes calculations, asset verification, and collateral and credit reviews in accordance with mortgage servicing guidelines, underwriting guidelines, and Fair Lending Practices for FHA, Conforming, Non-Conforming, USDA, DPA and Bond loan products.* Keep current and up-to-date with industry trends.
May 2019 - Mar 2020
Correspondent Underwriter Iii
* Underwrote transactions up to $2M inclusive of conventional, jumbo, and portfolio loans within established service level agreement requirements.* Reviewed and analyzed credit reports to assess residential and employment histories, liabilities, payment patterns, derogatory credit, and public records.* Kept current and up-to-date with industry trends.
Sep 2018 - Dec 2018
Operations Underwriter Ii
* Analyzed risk trends, identified deficiencies, reported findings, and maintained a $721,050 lending authority for conforming and portfolio loan products.
Dec 2016 - Sep 2018
Operations Supervisor
Operations Supervisor (2009 to 2012)* Supervised, trained, and mentored diverse teams through all phases of operational and project development to include planning, change management, documentation, and quality control.* Collaborated with Program Management Office (PMO) on project enhancements, streamlining processes, budgeting, identifying discrepancies.
Jul 2009 - Dec 2016
Relationship Manager Team Lead
* Developed and implemented PGE Escalation Desk with a focus on policies and procedures, underwriting standards, and program highlights.* Cultivated and maintained solid working relationships with mortgage consultants and sales support team members in order to meet and exceed corporate objectives.
Dec 2008 - Jun 2009
Wholesale Account Executive
* Maintained a thorough knowledge of products, policies, and procedures; provided product, pricing, and website training to brokers and correspondents; generated sales reports; and collaborated with marketing and operations to develop and execute innovative sales strategies and programs.
Jan 2007 - Jul 2008
Wholesale Account Executive
* Generated positive sales results, provided product and pricing training, and maintained strong partnerships with brokers to ensure delivery of quality loans.
Jul 2004 - Jan 2007
FAQ
Frequently asked questions about Heather Cumbo
Quick answers generated from the profile data available on this page.
What company does Heather Cumbo work for?
Heather Cumbo works for Atlantic Coast Mortgage.
What is Heather Cumbo's role at Atlantic Coast Mortgage?
Heather Cumbo is listed as Underwriter at Atlantic Coast Mortgage.
What is Heather Cumbo's email address?
AeroLeads has found 1 work email signal at @acmllc.com for Heather Cumbo at Atlantic Coast Mortgage.
Where is Heather Cumbo based?
Heather Cumbo is based in Jacksonville, Florida, United States while working with Atlantic Coast Mortgage.
What companies has Heather Cumbo worked for?
Heather Cumbo has worked for Atlantic Coast Mortgage, Caliber Home Loans, Inc., Atlantic Bay Mortgage Group, Lenderlive, and Pnc.
How can I contact Heather Cumbo?
You can use AeroLeads to view verified contact signals for Heather Cumbo at Atlantic Coast Mortgage, including work email, phone, and LinkedIn data when available.
What skills is Heather Cumbo known for?
Heather Cumbo is listed with skills including Mortgage Lending, Banking, Loans, Mortgage Banking, Fha, Credit, Underwriting, and Loan Origination.
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