Heather Pecor Email & Phone Number

Dallas, Texas, United States

United States

Remote

Lewisville, Texas, United States

Dallas, Texas

Started as a TRID closer; which includes loans that vary from VA, USDA, FHA, CONV, TX cash outs and refi's.Electronically deliver closing instructions and CD to settlement agents within same day time frame.Reviewed/Balanced CD's; which includes approving of final or notified of rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email, receive and review critical funding documents, clear deficiencies and wire funds.Moved into Disclosure Specialist position 2019!

Fort Worth, Texas

TRID closer; which includes loans that vary from VA, USDA, FHA, CONV, TX cash outs and refi's.Electronically deliver closing instructions and CD to settlement agents within same day time frame.Reviewed/Balanced CD's; which includes approving of final or notified of rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email.

Plano, Texas

TRID closer; which includes loans that vary from VA, USDA, FHA, CONV, TX cash outs and refi's.Electronically deliver closing instructions and CD to settlement agents within same day time frame.Reviewed/Balanced CD's; which includes approving of final or notified of rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email.

Dallas/Fort Worth Area

Experience TRID closer; which includes loans that vary from VA, USDA, FHA, CONV, TX cash outs and refi's.Electronically deliver closing instructions and CD to settlement agents within same day time frame.Reviewed/Balanced CD's; which includes approving of final or notified of rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email, receive and review critical funding documents, clear deficiencies and wire funds.

Experience TRID closer; which includes loans that vary from VA, USDA, FHA, CONV, TX cash outs and refi's.Electronically deliver closing instructions and CD to settlement agents within same day time frame.Reviewed/Balanced CD's; which includes approving of final or notified of rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email, receive and review critical funding documents, clear deficiencies and wire funds.

Deliver closing document package to settlement agent through secure email, receive and review critical funding documents, clear deficiencies and wire funds.Worked with taxing authorities to arrange payment plans on past due property taxes. Disbursed delinquent and current charges for property taxes from homeowners' escrow accounts.Checked legal documents such as; title policies, deeds, and HUD statements for accuracy on escrowed home loan accounts.

Electronically deliver closing instructions to settlement agents within same day time frame.Reviewed HUD1settlement statement for approval communicating and rectifying deficiencies with settlement agent to comply with RESPA requirements.Deliver closing document package to settlement agent through secure email, receive and review critical funding documents, clear deficiencies and wire funds.Worked with taxing authorities to arrange payment plans on past due property taxes. Disbursed delinquent and current charges for property taxes from homeowners' escrow accounts.Checked legal documents such as; title policies, deeds, and HUD statements for accuracy on escrowed home loan accounts. Performed high level QC audits on processed loans to ensure quality and completeness.

Manually reviewed and evaluated each loan carefully to determine if the postponement met the correct requirements and made a competent decision based on factual determinations if the foreclosure on the loan was valid or not.Ensure that all required processes and procedures were followed; system of record notated, documentation available/imaged and appropriate borrower communication (verbal and written) was performed accordance to SD Directives/Internal Operating Procedures.Review foreclosed loans, evaluate whether or not they were processed in accordance with HAMP, BAC Proprietary Modification or other applicable program guidelines and requirements.

Responsible for analysis of quandary and development of solutions within the compliance department pertaining but not limited client relations and work performed by outside vendors.Evaluation of work performed by vendors to ensure compliance within the company standards satisfying client's needs; audit such work according to the guidelines provided by HUD and client SOP. Analyze new and existing changes within the mortgage industry, including the Bankruptcy Code and HUD regulations to ensure that all work complies with client, company, city, state and federal standards. Presentation of research results to facilitate managements' understanding of the impact of both negative and positive aspects of the work completed by our vendors.

Supervised and trained large groups of employees on many different objectives. Support the development, improvement, and implementation of training programs Work prime loans through the loss submission process. Complete root cause analysis to identify source of losses by working with Default business departments such as foreclosure, loss mitigation, bankruptcy, claims, invoice processing, recourse and recovery, corporate accounting, investor and financial reporting Process loss analysis tasks to complete the write-off/charge off of loans when completed analysis and approvals have been received. Prioritize and manage multiple tasks/special projects. Serves as a back up for Quality Control team to assist as needed.

Planned lessons and assessments within teacher's long-term plans for 5th grade.Worked on SIPPS with first graders to bring them to excepted reading level.Organized and supervised between 18 and 85 students each day.Substituted elementary classrooms ranging from kindergarten to sixth grade.Set up and prepared different types of engaging activities.Worked with physically impaired, emotionally and educationally handicapped children.

Bachelor Of Science, Business Management

Associate Of Arts (A.A.), Information Technology And Personal Computer Support