Hebert Gamarra Email & Phone Number

- Support SMEs with the different activities under the Loan Financial System, LIBOR transition, or any other Capital Project.- Provide reporting and control services for loans, equities, guarantees, technical cooperation, and investment grants.- Perform billing and collection activities and follow up on arrears according to Bank Policies, procedures, and loan contracts.- Prepare and analyze statements of account to ensure accuracy of the transactions, income charges, subsidies, late fees, balances, interest rates and payment instructions.- Analyzes, reviews, and provides comments on financial terms and conditions of private sector project documents and loan agreements to ensure compliance with Bank lending policies.- In charge of four Latin American countries portfolios.

Montevideo

Financial Statement Analysis Professor I and II.Classes to prepare Principles of Accounting for London School of Economics

• Shared leadership of a team of 4 professionals.• In charge and responsible for the financial advice of our client portfolio. This includes, among other reports, an extensive analysis of the balance sheet and the projected cash flows, checking opportunities and weaknesses, always seeking through recommendations to maximize the value of the companies.• Responsible for supervising the work teams and monitoring that the financial and accounting information of our clients is registered and presented within the expected deadlines.• Responsible for preparing, reviewing and presenting investment projects for our clients towards COMAP and MEF.

Artigas

– Reporting directly to Main Branch Manager• Managed a branch in the city of Artigas, Uruguay with 7 employees.• Effectively led a team of five executives to improve customer experience which resulted in 10% increase in clients and credit disbursement. • Supervised cashiers and security of the branch ensuring secure operations.• Managed treasury operations and reduced the amount of money sent monthly from $1.8MM n 2014 to $1.5MM in 2015 which resulted in cost reduction and efficient operations. • Communicated smoothly in Portuguese and English with international clients which strengthened client relationships and improved client satisfaction score by 10%.

Montevideo

– Reporting directly to Market Risk Manager • Mastered risk management and risk exposure measurements. • Formulated daily and monthly treasury reports including sensitivity and limit calculations to be sent to the head Office in Spain before the stipulated deadlines. • Analyzed and monitored national and international financial markets. • Participated in ALCO´s committee where strategic decisions were taken on profits and investments. • Prepared, monitored and controlled annual treasury budget for Banco Santander Uruguay. • Collaborated with IT solutions providers over a period of two years to develop financial valuation software that eliminated manual errors and gave excellent results after final testing.

New York, United States

– Reporting to Local Operations Manager • Responsible for recording all the customer´s transaction on the system effectively.• This included such loans, international and local money transfers and opening new accounts.

Hong Kong Sar

– Reporting to Audit Manager • Represented the firm to corporate clients, supported senior professionals in the revision of internal and corporative audit controls and procedures.• Used to work efficiently with different team members according to clients and projects.

Master Of Business Administration (Mba), Accounting And Business/Management

International MBA Bilingual - Full Time

Undergraduate, Development Economics And International Development