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Joe Heck is CEO-US of Zip, a digital financial services company offering access to point-of-sale credit and digital payment services. Zip provides fair, flexible and transparent payment options , helping customers to take control of their financial future and helping merchants to grow their businesses.Joe has a legacy of driving innovation and transformation within the lending industry as well as years of experience working with credit unions. Prior to joining Zip, Joe spent 5 years Happy Money, most recently as the CEO. Prior, he spent 15 years at CUNA Mutual Group (now TruStage) in various leadership roles, including leading product innovation to help financial institutions on their digital transformation journey. Joe implemented a lean startup culture to enable customer-centric product development, increasing development and go-to-market velocity. He also served as an advisor to the company’s venture arm, TruStage Ventures, in evaluating fintech partnerships specific to the credit union industry.Joe received his MBA from the University of Minnesota’s Carlson School of Business and has a Bachelor of Business Administration in Finance from Michigan State University. Joe and his wife Britta have two young children, Oliver and Lincoln, and reside in Grand Rapids, Michigan.
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Ceo - UsZip Co Jul 2024 - PresentSydney, AuZip (ASX: Zip) is a digital financial services company offering access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. Founded in Australia in 2013, Zip provides fair, flexible and transparent payment options, helping customers to take control of their financial future and helping merchants to grow their businesses. -
Chief Executive OfficerHappy Money Jul 2023 - Jul 2024Torrance, California, UsAppointed as CEO in 2023, I am leading the company to deliver on its mission of designing a happier way of lending that helps borrowers achieve their goals and helps credit unions achieve greater impact. -
Chief Operating OfficerHappy Money May 2022 - Jul 2023Torrance, California, UsAs COO, I oversaw the teams that drive the day-to-day operational functions of the business, including financial partnerships, member experience, people and culture, risk, and science. -
Chief Executive - Product, Partners, & DevelopmentHappy Money Jan 2022 - May 2022Torrance, California, UsMy team drives all aspects of Product Development for a hyper-growth, lending focused, API-first FinTech company. This includes Product, Engineering, Data Science, Risk, Capital, and Strategic Partnerships. -
Chief Revenue Officer (Cro)Happy Money Jan 2019 - Jan 2022Torrance, California, UsMy role at Happy Money is to identify and pursue strategic opportunities that grow our company revenue. Specifically, the role owns Capital Supply, B2B products and services that serve the needs of our partners, operate the supply chain that delivers continuous improvement and efficiency, and establishes/maintains optimization. Primary functions include growing revenue, aligning the organization to support strategic growth opportunities, and provide data driven forecast that enables our growth strategy. -
Vice President, Business TransformationCuna Mutual Group Jan 2016 - Jan 2019Madison, Wi, UsAs part of Business Transformation, my focus is on developing innovative products and services that will drive mutual growth for CUNA Mutual and our partners. This includes - Digital Transformation - Lean Start-Up/Agile Development - Go-to-Market Planning and Execution - Sales Planning/Training - Strategic Planning/Executive Alignment - Customer Engagement - Business Development -
Director, Product ManagerCuna Mutual Group Jun 2015 - Jan 2016Madison, Wi, UsProduct Management - Director, Product Manager - Product Development - Marketing: B2B and B2C - Operations - Financial Management - Technology Management (POS) and Development - Business Development - Public Speaking -
Director, Sales & Marketing Business ManagerCuna Mutual Group Jun 2013 - Jun 2015Madison, Wi, UsSales & Marketing Professional - Execution and Alignment of the Sales & Marketing Business Plan - Marketing: Product and B2B - Business Development - Partner Management -
Lending SpecialistCuna Mutual Group Jun 2006 - Jun 2013Madison, Wi, Us -
Sales ExecutiveCuna Mutual Group Oct 2004 - Jun 2006Madison, Wi, Us -
ManagerCase Credit Union May 2001 - Oct 2004Lansing, Michigan, Us
Joseph Heck Skills
Joseph Heck Education Details
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University Of Minnesota - Carlson School Of ManagementMarketing -
Michigan State UniversityFinance
Frequently Asked Questions about Joseph Heck
What company does Joseph Heck work for?
Joseph Heck works for Zip Co
What is Joseph Heck's role at the current company?
Joseph Heck's current role is CEO - US.
What is Joseph Heck's email address?
Joseph Heck's email address is jo****@****ual.com
What is Joseph Heck's direct phone number?
Joseph Heck's direct phone number is (800)-356*****
What schools did Joseph Heck attend?
Joseph Heck attended University Of Minnesota - Carlson School Of Management, Michigan State University.
What skills is Joseph Heck known for?
Joseph Heck has skills like Leadership, Strategic Planning, Management, Sales, Social Media, Marketing, Strategy, Cross Functional Team Leadership, Customer Service, Account Management, Innovation, Team Building.
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