Hector De Tomas

Hector De Tomas Email and Phone Number

Director of Loan Origination Systems @ LoanPeople
The Villages, FL, US
Hector De Tomas's Location
Charlotte, North Carolina, United States, United States
Hector De Tomas's Contact Details

Hector De Tomas personal email

About Hector De Tomas

Innovator and Design thinking technology leader with concentration in financial/banking products.Management, maintaining and updating all residential lending systems. Includes Empower/LoanSphere, Desktop Underwriter (DU), Custom DU, Technology Manager for Fannie Mae. Excellent knowledge of all Residential Lending processes and cycles(opening, processing, underwriting, closing, pricing, and secondary marketing). Excellent sales and customer service. Knowledge of wholesale, correspondent, direct and retail processes. Excellent knowledge and configuration of lending systems like Fannie Mae's Desktop Underwriting, Custom DU, Freddie Mac’s Loan Prospector/Loan Advisor (LPA), FHA , LoanQuest by Mortgage Flex, Empower/LoanSphere by Dark Matter. Experience in management, customer service, sales, Information Technology and systems configuration. Excellent Business Analyst knowledge to include business requirements gathering, cost benefit analysis, Business – IT liaison and more. Excellence in both waterfall and agile project management concepts. Certified Scrum Master Specialties: Information Technology Management, Systems Configuration, Business Analyst, Scrum master. Project Management, sales, customer service.Excellent knowledge of banking industry with concentration in residential lending.Excellent knowledge of Airline industry reservation systems.

Hector De Tomas's Current Company Details
LoanPeople

Loanpeople

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Director of Loan Origination Systems
The Villages, FL, US
Hector De Tomas Work Experience Details
  • Loanpeople
    Director Of Loan Origination Systems
    Loanpeople
    The Villages, Fl, Us
  • Ally
    Lead Director - Mortgage Technology
    Ally Aug 2022 - Present
    Detroit, Mi, Us
    Leading a group of mortgage technology professionals to reimagine FinTech possibilities within the Mortgage Business while concentrating in top of the market Customer Experiences.
  • Citizens Bank
    Vice President, Sr Product Manager And Digital Innovation
    Citizens Bank Sep 2019 - Aug 2022
    Providence, Rhode Island, Us
    Providing digital solutions and innovation strategies to our Home Lending teams and mortgage systems
  • Black Knight
    Technology Business Consultant Sr. Manager
    Black Knight Feb 2018 - Sep 2019
    Jacksonville, Fl, Us
    Leading teams on Black Knight's awarded mortgage originations systems (LoanSphere/Empower) providing lending solutions and product management innovations to multiple national banks and mortgage providers.Enhanced and innovated the views on Real Estate originations lending through advanced Information Technology.
  • Capital One
    Manager, Digital Product Management
    Capital One Dec 2015 - Feb 2018
    Mclean, Va, Us
    Liaison between Technology, Operation, Marketing, Business Analysts and Process Owners providing a technical and automation approach to M&A and Home Loans Operations projects using Agile methodologies• Manage 4 agile development teams including a digital design thinking group for innovative deliverables.• Introduced a State Expansion program with analysis of all State requirements and automation of those requirements resulting on an immediate increase in volume of 10% with expectations to increase 30% by year end.• Implemented systemic automation of operation processes that resulted on an increase of 10 funded loans per FTE from 4. Additionally, improved quality with this automation which reduced compliance aged events to 0% from 5%.• Implemented an automated audit process to file CFPB regulatory lending requirements for Home Equity and Mortgage removing the current manual process with an expected 50% reduction in FTE with error rate under 5%. • Promoted and implemented monthly Scheduled releases, improving service levels, quality, and compliance with government requirements.
  • Capital One
    Software Engineer Manager
    Capital One Oct 2009 - Dec 2015
    Mclean, Va, Us
    System administration and support for all Mortgage and Home Equity lending technologies including Fannie Mae’s Desktop Underwriter and Technology manager• Implemented an automated underwriting engine through a combination of software integration between Empower.Net, Desktop Underwriting, and Custom Desktop Underwriting. Project improved underwriting times by 40% without an increase or impact on staffing needs• Implemented new Credit Reporting and qualification tool due to emergency changes in lending procedures and contracts. Full accountability for project expected to last 30 days and implemented in 1 week.• Managed two agile teams with a total of 13 software engineers, 9 Quality Engineers, 2 Scrum masters and 2 Business Systems Analysts.Business Requirement Gathering, IT - Business Liaison. Secondary Marketing. Residential product and pricing maintenance. Production support.
  • Bankunited
    Sr. Systems Analyst - Bank Officer
    Bankunited Oct 2001 - Apr 2009
    Miami Lakes, Fl, Us
    Maintained all Residential lending systems and provided internal customer service for all users. Updated training and communicating new systems and procedural changes. Supervised the Mortgage Systems applications support team.• Implemented Agile methodology on 100% of all project management initiatives for residential lending. Processing times improved by an average of 25%.• Improved quality through implementation of technology controls on software systems maintaining quality and compliance errors under 5%.• Complete overhaul of Lending systems for Bank United in 2005, improving productivity over 50%. Cost benefit calculations demonstrated this improvement.• Administrator for automated underwriting tools to include DU, CDU, LP, and Portelus customized rules engine. Includes understanding for future implementation of rules engines like In-Rule.• In charge of new Mortgage Assistance Program. Develop and implement initiatives to control Mortgage Portfolio and assistance to customers to recover mortgage related hardships. Includes management of Non-Performing assets.
  • Iberia Airlines
    Customer Service Manager
    Iberia Airlines Oct 1993 - Jun 2001
    Madrid, Madrid, Es
    Managed over 100 Customer service agents for Iberia Airlines of Spain at Miami International Airport (MIA). In charge of 2 daily transatlantic flights and 10 Central America destinations. Approximate volume 2000 daily international travelers. Professional knowledge of travel and reservation systems including Amadeus and World Span.

Hector De Tomas Skills

Banking Mortgage Lending Business Analysis Project Management It Management Risk Management Underwriting Customer Service Sales Credit Retail Banking Vendor Management Internet Banking Airlines Analysis Executive Management Process Improvement Financial Services Finance Fha Strategy Team Leadership Mortgage Banking Portfolio Management Change Management Agile And Waterfall Methodologies Certified Scrum Master Scrum

Hector De Tomas Education Details

  • Florida International University
    Florida International University
    Economics
  • Miami Dade College
    Miami Dade College
    Economics
  • Universidad Complutense De Madrid
    Universidad Complutense De Madrid
    Statistics

Frequently Asked Questions about Hector De Tomas

What company does Hector De Tomas work for?

Hector De Tomas works for Loanpeople

What is Hector De Tomas's role at the current company?

Hector De Tomas's current role is Director of Loan Origination Systems.

What is Hector De Tomas's email address?

Hector De Tomas's email address is he****@****ail.com

What is Hector De Tomas's direct phone number?

Hector De Tomas's direct phone number is +146921*****

What schools did Hector De Tomas attend?

Hector De Tomas attended Florida International University, Miami Dade College, Universidad Complutense De Madrid.

What skills is Hector De Tomas known for?

Hector De Tomas has skills like Banking, Mortgage Lending, Business Analysis, Project Management, It Management, Risk Management, Underwriting, Customer Service, Sales, Credit, Retail Banking, Vendor Management.

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