Heera Lal

Heera Lal Email and Phone Number

Fintech|Risk and Fraud Analytics|Data science| IIT Guwahati @ Zype
Heera Lal's Location
Bengaluru, Karnataka, India, India
Heera Lal's Contact Details

Heera Lal personal email

n/a
About Heera Lal

- 11+ years of experience in risk management in Indian as well as UK FinTech space.- Proficient in data analysis and predictive modelling using different machine learning techniques.- Extensively worked in designing and optimizing strategies to drive business growth. - Passionate about data analytics, machine learning and people management.

Heera Lal's Current Company Details
Zype

Zype

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Fintech|Risk and Fraud Analytics|Data science| IIT Guwahati
Heera Lal Work Experience Details
  • Zype
    Director, Risk And Fraud Analytics
    Zype Jun 2022 - Present
    Mumbai, Maharashtra, In
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  • Razorpay
    Sr Manager, Risk And Fraud Analytics
    Razorpay May 2021 - Jun 2022
    Bangalore, Karnataka, In
    View
  • Oye Fintech
    Manager, Risk & Fraud Analytics
    Oye Fintech Apr 2019 - May 2021
    Bangalore, Karnataka, In
    View
  • Oye Fintech
    Team Lead, Risk & Fraud Analytics
    Oye Fintech Aug 2017 - Mar 2019
    Bangalore, Karnataka, In
    a) Risk Management of the portfolio including underwriting optimization. b) Coming up with ways to mitigate fraud losses.c) Designing underwriting to test out new customer segment with controlled risk.d) Carrying out experimentation with third party data provider to assess the value add in term of customer experience/risk segregation.
    View
  • Gain Credit (Formerly Global Analytics)
    Team Lead - Risk Analytics
    Gain Credit (Formerly Global Analytics) Apr 2017 - Mar 2019
    San Diego, La Jolla, Ca, Us
    a) Leading a team for managing the underwriting of LendingStream(Global Analytics' short term credit product in UK) returning and weekly pay frequency customer portfolio. Key responsibilities include controlling risk of returning customers within company’s risk appetite while taking initiatives to improve approval rate and customer experienceb) Leading the underwriting effort in Global Analytics foray into Indian Fintech space under the ‘Oye Loan’ brand. Responsible for understanding key trends and patterns through data and continuously optimizing the underwritingc) Supporting team’s efforts in migrating customers from older platform to more robust and scalable new underwriting platform. Responsible for end to end underwriting design for customers on new platform
    View
  • Gain Credit (Formerly Global Analytics)
    Sr. Analytics Scientist Ii
    Gain Credit (Formerly Global Analytics) Apr 2016 - Mar 2017
    San Diego, La Jolla, Ca, Us
    a) Predictive model to predict customer long term probability of default from a given observation date using past behaviour of customerb) Designed a strategy to decide the offered loan amount to the customers.
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  • Gain Credit (Formerly Global Analytics)
    Sr. Analytics Scientist I
    Gain Credit (Formerly Global Analytics) Apr 2015 - Mar 2016
    San Diego, La Jolla, Ca, Us
    View
  • Gain Credit (Formerly Global Analytics)
    Analytics Scientist
    Gain Credit (Formerly Global Analytics) Sep 2013 - Mar 2015
    San Diego, La Jolla, Ca, Us
    View

Heera Lal Skills

R Python Mysql Microsoft Excel Strategic Planning Machine Learning Cart Linear Regression Logistic Regression Analysis Research Microsoft Office Microsoft Word Powerpoint English Windows Outlook Teaching Public Speaking Html Customer Service Access Solidworks

Heera Lal Education Details

  • Indian Institute Of Technology, Guwahati
    Indian Institute Of Technology, Guwahati
    Mechanical Engineering
  • Jawahar Navodaya Vidyalaya, Ranchi
    Jawahar Navodaya Vidyalaya, Ranchi
    12Th
  • Jawahar Navodaya Vidyalaya,Hazaribag
    Jawahar Navodaya Vidyalaya,Hazaribag
    10Th

Frequently Asked Questions about Heera Lal

What company does Heera Lal work for?

Heera Lal works for Zype

What is Heera Lal's role at the current company?

Heera Lal's current role is Fintech|Risk and Fraud Analytics|Data science| IIT Guwahati.

What is Heera Lal's email address?

Heera Lal's email address is he****@****ics.com

What schools did Heera Lal attend?

Heera Lal attended Indian Institute Of Technology, Guwahati, Jawahar Navodaya Vidyalaya, Ranchi, Jawahar Navodaya Vidyalaya,hazaribag.

What are some of Heera Lal's interests?

Heera Lal has interest in Arvind Kejriwal, Minute To Win It, Team Knox, The Hindu, Iit Roorkee, Gurbaksh Chahal, Harry Potter, Sonu Nigam, Aam Aadmi Party, James Blunt.

What skills is Heera Lal known for?

Heera Lal has skills like R, Python, Mysql, Microsoft Excel, Strategic Planning, Machine Learning, Cart, Linear Regression, Logistic Regression, Analysis, Research, Microsoft Office.

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