Heidi Ames Email & Phone Number

Flemington, Nj, Us

Princeton, Nj

Senior Vice President2016 - PresentVice President2013 - 2016Assistant Vice President2011 - 2013Proactively monitor an assigned portfolio of asset-based loans, workouts and new business underwriting.Manage the field exam process which includes pre-audit discussions as well as responding to any issues identified by the field examiners.Negotiate Borrower’s request and present to senior management for approvalMonitor trend cards and… Show more Senior Vice President2016 - PresentVice President2013 - 2016Assistant Vice President2011 - 2013Proactively monitor an assigned portfolio of asset-based loans, workouts and new business underwriting.Manage the field exam process which includes pre-audit discussions as well as responding to any issues identified by the field examiners.Negotiate Borrower’s request and present to senior management for approvalMonitor trend cards and system reporting to detect variances in the borrower’s performance.Prepare credit approvals on both existing and new business which includes financial statement spreading and analysis, risk rating, pricing and collateral analysis.Retain all profitable relationships and exit identified accounts with an exit strategy minimizing and recovering any workout related expenses.Assist with the mentoring and training of junior Account Executives. Show less

Princeton, Nj

Performed detailed field examinations on existing and new business surveys which identify and highlight trends and risks.Assisted both the Account Executives and Collateral Specialists recommending and developing processes to help control and accurately report risks and weaknesses.Analyzed client financial statements to determine validity and accuracy.Managed the Field Exam schedule to ensure all field exams assigned were performed according to their corresponding risk… Show more Performed detailed field examinations on existing and new business surveys which identify and highlight trends and risks.Assisted both the Account Executives and Collateral Specialists recommending and developing processes to help control and accurately report risks and weaknesses.Analyzed client financial statements to determine validity and accuracy.Managed the Field Exam schedule to ensure all field exams assigned were performed according to their corresponding risk rating and prescribed intervals. Show less

Princeton, Nj

Compiled and analyzed client accounts receivable, accounts payable , inventory and general accounting procedures.Reviewed trends to ensure there are no changes in the risk profile of the client and its asset base.Verified supporting documentation and prepare auditing work papers.Analyzed client financial statements to determine validity and accuracy.Assist Audit manager with audit schedule and distribution of audit reports.

Princeton, Nj

Worked closely with Account Executives and clients to accept, reject, or modify loan advance request.Assessed clients needs to determine the frequency for reviewing and analyzing accounts receivable and accounts payable agings to calculate ineligibles per policy guidelines. Reviewed, reconciled and evaluated BACC collateral and loan balances to client’s to ensure loan to collateral position.Assisted with BACC’s accounts payable function. Assisted Account… Show more Worked closely with Account Executives and clients to accept, reject, or modify loan advance request.Assessed clients needs to determine the frequency for reviewing and analyzing accounts receivable and accounts payable agings to calculate ineligibles per policy guidelines. Reviewed, reconciled and evaluated BACC collateral and loan balances to client’s to ensure loan to collateral position.Assisted with BACC’s accounts payable function. Assisted Account Executives in the daily servicing of clients.Provide due diligence for all clients in portfolio which included but was not limited to invoice verifications.Served as a liaison between client and company. Show less

Master Of Science In Management / Organizational Change

Bachelor Of Science In Management

Associate Of Science In Business Administration