Heidi He Email & Phone Number

Greater Los Angeles Area

● Assist in the settlement of whole loan sales transactions to various investors● Coordinate investor due diligence process with internal QC department● Monitor due diligence process to ensure adequate and timely resolution of investor's conditions and exceptions● Coordinate the execution of bailee letters and the shipment of collateral files to the investor's custodian● Tie-out final funding population with investors and facilitate the settlement process ● Coordinate the servicing transfer process between the investor and the servicing department

Los Angeles Metropolitan Area

Greater Los Angeles Area

● Connect global investors to companies in various stages seeking to raise funds through private offerings or Private Placement● Develop relationship with global institutional investors, accredited investors and entrepreneurs● Provide analyses in M&A deal transactions from a strategic development perspective ● Create a pitch for a new stock and present to prospective investors ● Preform due diligence on company’s financial statements, capital structure, product or service lines● Create financial models for corporate valuation ● Assist foreign companies that intend to go IPO in the United States in determining the most logical underwriter● Advise foreign companies or VC shareholders on the issues needed to be addressed to become a U.S. listed company

Torrance, California

Torrance, California

• Monitored and reported on monthly operation, credit quality originations, delinquencies and credit losses; provide high level month over month and year over year variance analyses to Japan Headquarters, corporate senior executives and regional managers• Forecasted and set corporate targets for yearly and quarterly delinquency ratios, net credit losses dollars, recoveries dollars, and repossession units for financial planning department • Refreshed and improved the accuracy of the current Forecasted Losses Rate matrices used on New Retail, Lease, Certified and Motorcycle products; assisted the Information Service Division department in implementing new Forecasted Losses Rates by providing daily data testing• Conducted weekly presentations and meetings with senior management to update on projects and discussed management decisions• Analyzed pilot programs by various vendors and presented findings to management• Handled frequent Ad Hoc requests from corporate and regional offices• Created and automated various reports by using SQL, VBA

Torrance, Ca

• Analyzed Honda’s auto loan database in the United States in order to modify the currentforecasted loss rate matrices used for forecasting credit loss of over fifty billion in totallending value• Added multiple layers of accuracy to the current forecasted loss rate matrices by addingproper granularity to the current matrices• Designed a methodology to split total forecasted loss rate matrix under Certified loan type tomatch standard and special auto loan program’s risk profile

Solana Beach, Ca

• Underwrote property cash flows and preformed due diligence activities for potentialinvestors• Analyzed location characteristics and demographic trends of potential investors

Rady School Of Management Ucsd

Participated in ACG Cup Case Competition in UCSD district Jan 2012

Greater Los Angeles Area

· Improved processing time from 4 loans to 8 loans per employee per day · Set up a new procedure for mortgage processing, which made experience processors much easier to train and inspires new trainees · Set up a new processing team for all colleagues to collaborate · Developed a triage system, which helped everybody focus on priorities and pressing issues · Designed a sorting system which helped the whole office run smoothly · Conducted bi-weekly conference calls with lenders to improve coordination; held weekly meetings to discuss management decisions

Greater Los Angeles Area

· Handled check/cash/ATM deposit, mortgage/credit card payment · Referred a variety of accounts and services to customers · Translated English for Chinese-speaking customers · Balanced cash by end of the day

Greater Los Angeles Area

2006 · Handled residential and construction loans, cold calling, neighborhood visiting · Assisted listing agents with open houses

Greater Los Angeles Area

· Tutored high school dropped outs for GED

Mba, Finance, Investment, Marketing, Operations And Management, Leadership

MBA Key Classes – Finance, Accounting, Operations, Investment, Valuation, Quantitative Analysis, Portfolio Theory in Practice, Business.

B.A, Economics

Activities and Societies: UCLA Bruin Corps

A.A, General Education

High School