Heidi He Email & Phone Number

Greater Los Angeles Area

• Assist in the settlement of whole loan sales transactions to various investors
• Coordinate investor due diligence process with internal QC department
• Monitor due diligence process to ensure adequate and timely resolution of investor's conditions and exceptions
• Coordinate the execution of bailee letters and the shipment of collateral files to the investor's custodian
• Tie-out final funding population with investors and facilitate the settlement process
• Coordinate the servicing transfer process between the investor and the servicing department

Los Angeles Metropolitan Area

Greater Los Angeles Area

• Connect global investors to companies in various stages seeking to raise funds through private offerings or Private Placement
• Develop relationship with global institutional investors, accredited investors and entrepreneurs
• Provide analyses in M&A deal transactions from a strategic development perspective
• Create a pitch for a new stock and present to prospective investors
• Preform due diligence on company’s financial statements, capital structure, product or service lines
• Create financial models for corporate valuation

Torrance, California

Torrance, California

• Monitored and reported on monthly operation, credit quality originations, delinquencies and credit losses; provide high level month over month and year over year variance analyses to Japan Headquarters, corporate.
• Forecasted and set corporate targets for yearly and quarterly delinquency ratios, net credit losses dollars, recoveries dollars, and repossession units for financial planning department
• Refreshed and improved the accuracy of the current Forecasted Losses Rate matrices used on New Retail, Lease, Certified and Motorcycle products; assisted the Information Service Division department in implementing new.
• Conducted weekly presentations and meetings with senior management to update on projects and discussed management decisions
• Analyzed pilot programs by various vendors and presented findings to management
• Handled frequent Ad Hoc requests from corporate and regional offices

Torrance, CA

• Analyzed Honda’s auto loan database in the United States in order to modify the currentforecasted loss rate matrices used for forecasting credit loss of over fifty billion in totallending value
• Added multiple layers of accuracy to the current forecasted loss rate matrices by addingproper granularity to the current matrices
• Designed a methodology to split total forecasted loss rate matrix under Certified loan type tomatch standard and special auto loan program’s risk profile

Solana Beach, CA

• Underwrote property cash flows and preformed due diligence activities for potentialinvestors
• Analyzed location characteristics and demographic trends of potential investors

Rady School Of Management UCSD

Participated in ACG Cup Case Competition in UCSD district Jan 2012

Greater Los Angeles Area

· Improved processing time from 4 loans to 8 loans per employee per day · Set up a new procedure for mortgage processing, which made experience processors much easier to train and inspires new trainees · Set up a new processing team for all colleagues to collaborate · Developed a triage system, which helped everybody focus on priorities and pressing issues.

Greater Los Angeles Area

· Handled check/cash/ATM deposit, mortgage/credit card payment · Referred a variety of accounts and services to customers · Translated English for Chinese-speaking customers · Balanced cash by end of the day

Greater Los Angeles Area

2006 · Handled residential and construction loans, cold calling, neighborhood visiting · Assisted listing agents with open houses

Greater Los Angeles Area

· Tutored high school dropped outs for GED

Mba, Finance, Investment, Marketing, Operations And Management, Leadership

MBA Key Classes – Finance, Accounting, Operations, Investment, Valuation, Quantitative Analysis, Portfolio Theory in Practice, Business.

B.A, Economics

Activities and Societies: UCLA Bruin Corps

A.A, General Education

High School