ScorePlus is an established European company, providing independent consultancy and training in credit scoring, financial modelling and credit risk management. Its chief aims are to ensure clients maximise the value of their scoring and management information systems, by applying rigorous methods of analysis and interpretation.As Principal at ScorePlus, I provide expertise and knowledge transfer to the retail credit industry, through consultancy assignments and training services. The… Show more ScorePlus is an established European company, providing independent consultancy and training in credit scoring, financial modelling and credit risk management. Its chief aims are to ensure clients maximise the value of their scoring and management information systems, by applying rigorous methods of analysis and interpretation.As Principal at ScorePlus, I provide expertise and knowledge transfer to the retail credit industry, through consultancy assignments and training services. The focus is on making the most of a firm’s investment in their credit scoring models.Alongside Gerard Scallan, I provide ScorePlus open seminars each Spring and Autumn in Bristol UK. Current offerings focus on providing the groundwork for new starters, through to programmes for more experienced professionals, building on either portfolio management or scorecard modelling skills. I frequently provide bespoke courses and 1-2-1 coaching, tailored to meet the needs of individual firms, to reflect the learning objectives defined by the client or orientated to specific products or service sectors. Sample clients include:Banking: Bank of Ireland (UK, IE), Bank Zachodni WBK (PL), DnB NOR Bank (NO), INGBank (TR, UK), Lloyds Banking Group (UK), Nationwide Building Society (UK), Nordea (DK, FI), Nykredit (DK) Royal Bank of Scotland (UK), Santander (ES, UK, DE), Standard Bank of South Africa (ZA), Swedbank (SE), Tesco Bank (UK)Telecommunications: EE (UK, DK), Vodafone (UK)Retail credit: Freemans Grattan (UK), JD Williams (UK)Debt purchase: Lowell Group (UK) Credit Bureau: CallCredit (UK), Dunn and Bradstreet (NO, UK), Equifax (UK), UC AB (SE)For more information please visit the website: www.scoreplus.comTo discuss your needs informally please call or email Helen on 01275 843570 or helen@scoreplus.comSpecialties: Credit Risk Management | Portfolio Analytics | Credit Reporting | Credit Scoring | Development and Refinement of Account Opening and Collections Strategies Show less

As a consultant, developed credit strategies for bank, credit card, building society and telecommunication organisations. During this period, developed training seminars, with Gerard Scallan of Scoreplus SARL, which are now regarded as industry standard training programmes. Co-authored the award winning text “The Principles and Practice of Consumer Credit Risk Management” and was an examiner for the Institute of Financial Services.

In this period I worked for a succession of companies, all of which became absorbed into GE. This included Welbeck Finance, Burton Group Financial Services and House of Fraser Financial Services.For most of the period I worked in the Credit Strategy function, being appointed Head of Credit Strategy in 1988. Here I was responsible for scorecard developments and development of credit policies across the credit cycle. In my last 2 years with GE – late 1980-early 1990s recession - I was… Show more In this period I worked for a succession of companies, all of which became absorbed into GE. This included Welbeck Finance, Burton Group Financial Services and House of Fraser Financial Services.For most of the period I worked in the Credit Strategy function, being appointed Head of Credit Strategy in 1988. Here I was responsible for scorecard developments and development of credit policies across the credit cycle. In my last 2 years with GE – late 1980-early 1990s recession - I was appointed Head of Collections and recoveries for the Bristol office – a great background for understanding the operational consequences of the credit strategies. Show less

Responsible for conducting a census of distribution of various retail sectors such as grocery / supermarkets, to support their marketing research activities.